Lån & Spar Bank A/S (CPH:LASP)

Lån & Spar Bank Statistics

Total Valuation

Lån & Spar Bank has a market cap or net worth of DKK 3.03 billion.

Market Cap	3.03B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 19, 2025.

Earnings Date	Aug 19, 2025
Ex-Dividend Date	Mar 12, 2025

Share Statistics

Lån & Spar Bank has 3.46 million shares outstanding. The number of shares has increased by 0.27% in one year.

Current Share Class	3.46M
Shares Outstanding	3.46M
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	-0.18%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	31.68%
Float	2.77M

Valuation Ratios

The trailing PE ratio is 6.93.

PE Ratio	6.93
Forward PE	n/a
PS Ratio	1.93
PB Ratio	0.89
P/TBV Ratio	0.92
P/FCF Ratio	2.37
P/OCF Ratio	2.34
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.64%.

Return on Equity (ROE)	13.64%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.84M
Profits Per Employee	788,971
Employee Count	599
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Lån & Spar Bank has paid 145.56 million in taxes.

Income Tax	145.56M
Effective Tax Rate	24.98%

Stock Price Statistics

The stock price has increased by +28.68% in the last 52 weeks. The beta is 0.02, so Lån & Spar Bank's price volatility has been lower than the market average.

Beta (5Y)	0.02
52-Week Price Change	+28.68%
50-Day Moving Average	845.10
200-Day Moving Average	764.08
Relative Strength Index (RSI)	57.97
Average Volume (20 Days)	156

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Lån & Spar Bank had revenue of DKK 1.57 billion and earned 437.09 million in profits. Earnings per share was 126.27.

Revenue	1.57B
Gross Profit	1.57B
Operating Income	573.34M
Pretax Income	582.65M
Net Income	437.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	126.27

Balance Sheet

The company has 18.52 billion in cash and 1.24 billion in debt, giving a net cash position of 17.28 billion or 4,987.07 per share.

Cash & Cash Equivalents	18.52B
Total Debt	1.24B
Net Cash	17.28B
Net Cash Per Share	4,987.07
Equity (Book Value)	3.39B
Book Value Per Share	981.16
Working Capital	-15.31B

Cash Flow

In the last 12 months, operating cash flow was 1.29 billion and capital expenditures -13.39 million, giving a free cash flow of 1.28 billion.

Operating Cash Flow	1.29B
Capital Expenditures	-13.39M
Free Cash Flow	1.28B
FCF Per Share	369.50

Margins

Gross Margin	n/a
Operating Margin	36.47%
Pretax Margin	37.06%
Profit Margin	27.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	81.43%

Dividends & Yields

This stock pays an annual dividend of 20.00, which amounts to a dividend yield of 2.29%.

Dividend Per Share	20.00
Dividend Yield	2.29%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	15.86%
Buyback Yield	-0.27%
Shareholder Yield	1.97%
Earnings Yield	14.42%
FCF Yield	42.23%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4