Lån & Spar Bank A/S (CPH:LASP)

Lån & Spar Bank Statistics

Total Valuation

Lån & Spar Bank has a market cap or net worth of DKK 4.16 billion.

Market Cap	4.16B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	Mar 12, 2025

Share Statistics

Lån & Spar Bank has 3.46 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	3.46M
Shares Outstanding	3.46M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.32%
Float	3.29M

Valuation Ratios

The trailing PE ratio is 10.04.

PE Ratio	10.04
Forward PE	n/a
PS Ratio	2.67
PB Ratio	1.18
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.33%.

Return on Equity (ROE)	12.33%
Return on Assets (ROA)	1.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.81M
Profits Per Employee	746,004
Employee Count	599
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Lån & Spar Bank has paid 135.47 million in taxes.

Income Tax	135.47M
Effective Tax Rate	24.69%

Stock Price Statistics

The stock price has increased by +71.43% in the last 52 weeks. The beta is 0.10, so Lån & Spar Bank's price volatility has been lower than the market average.

Beta (5Y)	0.10
52-Week Price Change	+71.43%
50-Day Moving Average	1,010.50
200-Day Moving Average	847.73
Relative Strength Index (RSI)	72.00
Average Volume (20 Days)	355

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Lån & Spar Bank had revenue of DKK 1.56 billion and earned 413.29 million in profits. Earnings per share was 119.47.

Revenue	1.56B
Gross Profit	1.56B
Operating Income	538.81M
Pretax Income	548.76M
Net Income	413.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	119.47

Balance Sheet

The company has 16.61 billion in cash and 1.26 billion in debt, giving a net cash position of 15.35 billion or 4,430.14 per share.

Cash & Cash Equivalents	16.61B
Total Debt	1.26B
Net Cash	15.35B
Net Cash Per Share	4,430.14
Equity (Book Value)	3.52B
Book Value Per Share	1,018.24
Working Capital	-17.57B

Cash Flow

In the last 12 months, operating cash flow was -1.34 billion and capital expenditures -12.59 million, giving a free cash flow of -1.36 billion.

Operating Cash Flow	-1.34B
Capital Expenditures	-12.59M
Free Cash Flow	-1.36B
FCF Per Share	-391.26

Margins

Gross Margin	n/a
Operating Margin	34.58%
Pretax Margin	35.22%
Profit Margin	26.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 20.00, which amounts to a dividend yield of 1.67%.

Dividend Per Share	20.00
Dividend Yield	1.67%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	16.77%
Buyback Yield	-0.12%
Shareholder Yield	1.55%
Earnings Yield	9.94%
FCF Yield	-32.61%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2