Lån & Spar Bank Statistics

Total Valuation

Lån & Spar Bank has a market cap or net worth of DKK 2.88 billion.

Market Cap	2.88B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, August 19, 2025.

Earnings Date	Aug 19, 2025
Ex-Dividend Date	Mar 12, 2025

Share Statistics

Lån & Spar Bank has 3.46 million shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class	3.46M
Shares Outstanding	3.46M
Shares Change (YoY)	+0.18%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	31.76%
Float	2.39M

Valuation Ratios

The trailing PE ratio is 6.56.

PE Ratio	6.56
Forward PE	n/a
PS Ratio	1.85
PB Ratio	0.88
P/TBV Ratio	0.91
P/FCF Ratio	2.08
P/OCF Ratio	2.06
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.16%.

Return on Equity (ROE)	14.16%
Return on Assets (ROA)	1.23%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.80M
Profits Per Employee	789,903
Employee Count	599
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Lån & Spar Bank has paid 150.94 million in taxes.

Income Tax	150.94M
Effective Tax Rate	25.65%

Stock Price Statistics

The stock price has increased by +16.90% in the last 52 weeks. The beta is 0.03, so Lån & Spar Bank's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	+16.90%
50-Day Moving Average	765.81
200-Day Moving Average	717.28
Relative Strength Index (RSI)	72.09
Average Volume (20 Days)	176

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Lån & Spar Bank had revenue of DKK 1.55 billion and earned 437.61 million in profits. Earnings per share was 126.46.

Revenue	1.55B
Gross Profit	1.55B
Operating Income	579.94M
Pretax Income	588.54M
Net Income	437.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	126.46

Full Income Statement

Balance Sheet

The company has 16.97 billion in cash and 1.23 billion in debt, giving a net cash position of 15.74 billion or 4,543.27 per share.

Cash & Cash Equivalents	16.97B
Total Debt	1.23B
Net Cash	15.74B
Net Cash Per Share	4,543.27
Equity (Book Value)	3.28B
Book Value Per Share	948.07
Working Capital	-14.96B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.40 billion and capital expenditures -17.94 million, giving a free cash flow of 1.38 billion.

Operating Cash Flow	1.40B
Capital Expenditures	-17.94M
Free Cash Flow	1.38B
FCF Per Share	398.26

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	37.39%
Pretax Margin	37.94%
Profit Margin	28.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	88.96%

Dividends & Yields

This stock pays an annual dividend of 20.00, which amounts to a dividend yield of 2.41%.

Dividend Per Share	20.00
Dividend Yield	2.41%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	15.84%
Buyback Yield	-0.18%
Shareholder Yield	2.23%
Earnings Yield	15.22%
FCF Yield	47.98%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4