Lån & Spar Bank A/S (CPH:LASP)

Lån & Spar Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	17,345	407.13	274.56	454.47	324.98	402.26
Investment Securities	223.03	211.66	279.19	206.76	185.9	157.06
Trading Asset Securities	-	5,436	1,438	1,935	1,629	2,204
Mortgage-Backed Securities	5,532	-	-	-	-	-
Total Investments	5,755	5,648	1,717	2,142	1,815	2,361
Gross Loans	20,225	19,802	18,587	17,587	14,270	14,083
Allowance for Loan Losses	-218.53	-267.56	-261.56	-217.44	-160.27	-123.78
Net Loans	20,006	19,535	18,326	17,369	14,110	13,959
Property, Plant & Equipment	260.04	275.34	263.44	278.03	275.59	231.12
Goodwill	-	13.93	13.93	13.93	13.93	13.93
Other Intangible Assets	99.04	93.68	103.08	93.94	107.01	106.87
Accrued Interest Receivable	13.74	13.34	14.04	35.63	32.55	32.34
Other Receivables	-	-	1.8	-	5.3	-
Restricted Cash	-	14,772	15,510	12,718	13,201	10,488
Other Current Assets	-	16.26	15.21	13.58	12.37	12.32
Long-Term Deferred Tax Assets	3.17	0.45	-	-	-	-
Other Long-Term Assets	322.61	202.43	146.13	125.56	123.93	134.1
Total Assets	43,805	40,977	36,384	33,244	30,022	27,741

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	0.79	42.65	43.09	38	38.75	38.06
Interest Bearing Deposits	36,556	1,800	1,723	1,556	1,312	1,251
Non-Interest Bearing Deposits	-	33,325	29,309	27,124	24,977	23,184
Total Deposits	36,556	35,125	31,033	28,680	26,289	24,435
Short-Term Borrowings	204.2	142.08	94.62	228.82	156.15	49.9
Current Income Taxes Payable	28.07	7.82	-	11.05	-	19.88
Other Current Liabilities	-	18.18	16.2	18.19	5.25	4.13
Long-Term Debt	1,249	1,249	1,149	899.51	650	400
Pension & Post-Retirement Benefits	8.13	8.13	8.76	7.67	7.98	8.77
Long-Term Deferred Tax Liabilities	-	-	24.37	8.39	1.94	21.74
Other Long-Term Liabilities	2,010	773.72	764.67	494.53	451.77	521.81
Total Liabilities	40,057	37,367	33,133	30,386	27,601	25,499

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	347.22	347.22	347.22	347.22	347.22	347.22
Retained Earnings	3,315	3,171	2,835	2,433	1,996	1,830
Comprehensive Income & Other	85.54	92.57	68.96	76.9	78.07	64.57
Shareholders' Equity	3,748	3,610	3,251	2,857	2,422	2,242
Total Liabilities & Equity	43,805	40,977	36,384	33,244	30,022	27,741

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,453	1,391	1,244	1,128	806.15	449.9
Net Cash (Debt)	15,892	4,452	468.48	1,261	1,148	2,157
Net Cash Growth	-	850.36%	-62.85%	9.80%	-46.75%	-82.35%
Net Cash Per Share	4595.00	1286.38	135.48	365.16	332.17	623.85
Filing Date Shares Outstanding	3.46	3.46	3.46	3.45	3.46	3.46
Total Common Shares Outstanding	3.46	3.46	3.46	3.45	3.46	3.46
Book Value Per Share	1084.08	1044.25	938.23	827.75	700.88	647.90
Tangible Book Value	3,648	3,503	3,134	2,749	2,301	2,121
Tangible Book Value Per Share	1055.43	1013.13	904.46	796.50	665.87	612.98

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 3, 2026

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