Lollands Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	202.52	222.96	208.46	105.97	98.85	105.18
Interest Income on Investments	14.67	12.22	4.8	29.16	21.6	16.83
Total Interest Income	217.19	235.17	213.27	135.13	120.45	122.02
Interest Paid on Deposits	26.42	30.37	17.65	8.21	8.17	7.18
Net Interest Income	190.77	204.8	195.61	126.92	112.29	114.84
Net Interest Income Growth (YoY)	-9.49%	4.70%	54.13%	13.03%	-2.22%	-1.08%
Gain (Loss) on Sale of Assets	-	-	-	-	-0.1	-
Gain (Loss) on Sale of Investments	29.56	29.56	28.47	-14.49	18.17	22.99
Gain (Loss) on Sale of Equity Investments	-	-	-0.99	-	-	-
Other Non-Interest Income	67.82	75.86	75.96	80.5	77.12	71.1
Total Non-Interest Income	97.37	105.41	103.44	66.02	95.19	94.09
Non-Interest Income Growth (YoY)	-14.18%	1.91%	56.69%	-30.65%	1.17%	1.20%
Revenues Before Loan Losses	288.14	310.21	299.05	192.93	207.48	208.92
Provision for Loan Losses	-1.99	-9.68	-1.83	-23.64	-21.74	4.01
Revenue	290.13	319.89	300.89	216.57	229.22	204.91
Revenue Growth (YoY)	-11.63%	6.31%	38.93%	-5.52%	11.86%	5.34%
Occupancy Expenses	9.72	9.37	0.78	0.41	-	1.51
Amortization of Goodwill & Intangibles	-	-	-	-	1.36	-
Selling, General & Administrative	178.24	178.04	157.08	141.67	129.76	122.39
Other Non-Interest Expense	0.21	0.73	0.78	0.52	0.56	0.82
Total Non-Interest Expense	188.17	188.13	158.63	142.61	131.68	124.71
EBT Excluding Unusual Items	101.96	131.75	142.25	73.97	97.54	80.2
Asset Writedown	-0.41	-0.41	-	-1.52	-3.21	-2.49
Pretax Income	101.55	131.34	142.25	72.45	94.34	77.71
Income Tax Expense	24.57	32.31	32.34	15.78	20.72	15.02
Net Income	76.99	99.03	109.92	56.66	73.62	62.69
Net Income to Common	76.99	99.03	109.92	56.66	73.62	62.69
Net Income Growth	-31.20%	-9.90%	93.98%	-23.03%	17.43%	15.16%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
EPS (Basic)	71.28	91.70	101.77	52.46	68.16	58.05
EPS (Diluted)	71.28	91.70	101.77	52.46	68.16	58.04
EPS Growth	-	-9.90%	93.98%	-23.03%	17.44%	15.15%
Dividend Per Share	15.000	15.000	15.000	5.000	15.000	-
Dividend Growth	-	-	200.00%	-66.67%	-	-
Effective Tax Rate	24.19%	24.60%	22.73%	21.79%	21.96%	19.33%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.