Lollands Bank Cash Flow Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-	109.71	56.66	73.62	62.69
Depreciation & Amortization	-	0.04	1.07	2.25	1.51
Gain (Loss) on Sale of Investments	-	-28.47	14.49	-18.17	-22.99
Total Asset Writedown	-	3.16	1.52	3.21	2.49
Provision for Credit Losses	-	-1.83	-23.64	-21.74	4.01
Change in Other Net Operating Assets	-	-273.5	-43.21	-231.17	-16.61
Other Operating Activities	-	0.3	0.3	9.26	-2.76
Operating Cash Flow	-	-190.59	7.19	-182.76	28.33
Capital Expenditures	-	-2.21	-0.62	-	-
Sale of Property, Plant and Equipment	-	2.7	-	2.98	0.15
Investment in Securities	-	186.95	-352.78	-	-
Investing Cash Flow	-	187.44	-353.4	2.98	0.15
Issuance of Common Stock	-	5	-	-	-
Common Dividends Paid	-	-5.4	-16.2	-	-5.4
Net Increase (Decrease) in Deposit Accounts	-	119.71	391.52	93.97	237.88
Financing Cash Flow	-	119.31	375.32	93.97	232.48
Net Cash Flow	-	116.16	29.11	-85.8	260.96
Free Cash Flow	-	-192.8	6.57	-182.76	28.33
Free Cash Flow Margin	-	-64.08%	3.03%	-79.73%	13.83%
Free Cash Flow Per Share	-	-178.52	6.09	-169.22	26.23
Cash Income Tax Paid	-	32.3	12.56	9.08	17.57

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.