Møns Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	147.04	180.78	169.33	78.77	64.92
Interest Income on Investments	16.26	9.77	4.86	4.97	2.7
Total Interest Income	163.3	190.55	174.19	83.75	67.62
Interest Paid on Deposits	15.59	29.72	17.62	-10.13	-10.84
Net Interest Income	147.71	160.82	156.58	93.88	78.46
Net Interest Income Growth (YoY)	-8.15%	2.71%	66.79%	19.65%	-7.37%
Gain (Loss) on Sale of Assets	-	-	0.08	0	2.41
Gain (Loss) on Sale of Investments	16.38	27.31	24.24	9.29	9.79
Other Non-Interest Income	91.04	84.77	83.98	98.36	86.41
Total Non-Interest Income	107.41	112.08	108.29	107.65	98.61
Non-Interest Income Growth (YoY)	-4.16%	3.49%	0.59%	9.18%	12.04%
Revenues Before Loan Losses	255.12	272.9	264.87	201.53	177.07
Provision for Loan Losses	10.33	2.27	2.82	5.31	-10.71
Revenue	244.8	270.63	262.05	196.22	187.78
Revenue Growth (YoY)	-9.54%	3.27%	33.55%	4.49%	18.24%
Occupancy Expenses	4.76	4.14	4.41	3.83	3.53
Selling, General & Administrative	180.69	159.01	143.1	133.89	126.84
Other Non-Interest Expense	0.02	0.19	0.11	0.14	0.05
Total Non-Interest Expense	185.47	163.35	147.62	137.85	130.42
EBT Excluding Unusual Items	59.33	107.28	114.43	58.37	57.36
Asset Writedown	-	-	-	-	-0.15
Pretax Income	59.33	107.28	114.43	58.37	57.21
Income Tax Expense	7.4	23.51	26.32	11.07	10.77
Net Income	51.92	83.77	88.11	47.3	46.45
Net Income to Common	51.92	83.77	88.11	47.3	46.45
Net Income Growth	-38.02%	-4.92%	86.28%	1.83%	63.37%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	-0.12%	0.07%	-0.31%	0.10%	-0.01%
EPS (Basic)	26.00	41.90	44.10	23.60	23.20
EPS (Diluted)	26.00	41.90	44.10	23.60	23.20
EPS Growth	-37.95%	-4.99%	86.86%	1.72%	63.38%
Dividend Per Share	4.000	6.000	4.000	2.000	2.000
Dividend Growth	-33.33%	50.00%	100.00%	-	-
Effective Tax Rate	12.48%	21.91%	23.00%	18.96%	18.82%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.