Møns Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	-	180.78	169.33	78.77	64.92	74.41
Interest Income on Investments	-	9.77	4.86	4.97	2.7	2.58
Total Interest Income	-	190.55	174.19	83.75	67.62	76.99
Interest Paid on Deposits	-	29.72	17.62	-10.13	-10.84	-7.71
Net Interest Income	150.4	160.82	156.58	93.88	78.46	84.7
Net Interest Income Growth (YoY)	-9.84%	2.71%	66.79%	19.65%	-7.37%	-1.30%
Gain (Loss) on Sale of Assets	-	-	0.08	0	2.41	0.65
Gain (Loss) on Sale of Investments	35.31	27.31	24.24	9.29	9.79	9.8
Other Non-Interest Income	84.93	84.77	83.98	98.36	86.41	77.55
Total Non-Interest Income	120.23	112.08	108.29	107.65	98.61	88.01
Non-Interest Income Growth (YoY)	11.10%	3.49%	0.59%	9.18%	12.04%	10.34%
Revenues Before Loan Losses	270.63	272.9	264.87	201.53	177.07	172.71
Provision for Loan Losses	14.58	2.27	2.82	5.31	-10.71	13.89
Revenue	256.05	270.63	262.05	196.22	187.78	158.82
Revenue Growth (YoY)	-3.43%	3.27%	33.55%	4.49%	18.24%	2.15%
Occupancy Expenses	4.57	4.14	4.41	3.83	3.53	4.33
Selling, General & Administrative	173.44	159.01	143.1	133.89	126.84	117.95
Other Non-Interest Expense	14.12	0.19	0.11	0.14	0.05	0.05
Total Non-Interest Expense	192.14	163.35	147.62	137.85	130.42	122.33
EBT Excluding Unusual Items	63.92	107.28	114.43	58.37	57.36	36.49
Asset Writedown	-	-	-	-	-0.15	-1.2
Pretax Income	63.92	107.28	114.43	58.37	57.21	35.29
Income Tax Expense	6.91	23.51	26.32	11.07	10.77	6.85
Net Income	57.01	83.77	88.11	47.3	46.45	28.43
Net Income to Common	57.01	83.77	88.11	47.3	46.45	28.43
Net Income Growth	-37.85%	-4.92%	86.28%	1.83%	63.37%	-16.54%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	-	0.07%	-0.31%	0.10%	-0.01%	-0.09%
EPS (Basic)	28.50	41.90	44.10	23.60	23.20	14.20
EPS (Diluted)	28.50	41.90	44.10	23.60	23.20	14.20
EPS Growth	-37.85%	-4.99%	86.86%	1.72%	63.38%	-16.47%
Dividend Per Share	6.000	6.000	4.000	2.000	2.000	-
Dividend Growth	50.00%	50.00%	100.00%	-	-	-
Effective Tax Rate	10.81%	21.91%	23.00%	18.96%	18.82%	19.42%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.