Tryg A/S (CPH:TRYG)

Tryg A/S Income Statement

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	40,180	39,974	39,126	38,365	23,768	21,998
Total Interest & Dividend Income	-149	524	-623	3,408	335	353
Gain (Loss) on Sale of Investments	670	785	857	-2,894	1,052	-744
Other Revenue	278	-171	774	-664	48	995
Total Revenue	40,979	41,112	40,134	38,215	25,203	22,602
Revenue Growth (YoY)	-1.68%	2.44%	5.02%	51.63%	11.51%	2.17%
Policy Benefits	27,114	27,454	27,767	28,030	16,895	15,449
Policy Acquisition & Underwriting Costs	-	-	-	-	2,655	2,532
Selling, General & Administrative	5,196	5,196	4,959	4,702	739	669
Other Operating Expenses	1,599	1,673	1,667	1,294	414	354
Reinsurance Income or Expense	-	-	-	-	257	170
Total Operating Expenses	33,909	34,323	34,393	34,026	20,446	18,834
Operating Income	7,070	6,789	5,741	4,189	4,757	3,768
Interest Expense	-318	-392	-344	-154	-182	-126
Currency Exchange Gain (Loss)	91	57	17	5	-336	-104
Other Non Operating Income (Expenses)	2	1	-1	1	2	-1
EBT Excluding Unusual Items	6,845	6,455	5,413	4,041	4,241	3,537
Merger & Restructuring Charges	-123	-123	-480	-949	-349	-
Asset Writedown	-28	-28	96	9	64	4
Other Unusual Items	-	-	-	-50	-	-
Pretax Income	6,694	6,304	5,029	3,051	3,956	3,541
Income Tax Expense	1,647	1,488	1,178	804	795	768
Earnings From Continuing Ops.	5,047	4,816	3,851	2,247	3,161	2,773
Earnings From Discontinued Ops.	-	-	-	-	-3	-
Net Income	5,047	4,816	3,851	2,247	3,158	2,773
Preferred Dividends & Other Adjustments	71	73	57	-	-	-
Net Income to Common	4,976	4,743	3,794	2,247	3,158	2,773
Net Income Growth	13.11%	25.06%	71.38%	-28.85%	13.88%	-2.46%
Shares Outstanding (Basic)	611	615	625	647	573	302
Shares Outstanding (Diluted)	612	616	626	647	573	302
Shares Change (YoY)	-1.32%	-1.54%	-3.31%	12.97%	89.83%	-0.09%
EPS (Basic)	8.14	7.71	6.08	3.47	5.51	9.19
EPS (Diluted)	8.14	7.70	6.07	3.47	5.51	9.19
EPS Growth	14.94%	26.85%	74.93%	-37.07%	-40.00%	-2.37%
Free Cash Flow	8,348	5,640	6,500	193	3,648	3,895
Free Cash Flow Per Share	13.65	9.16	10.39	0.30	6.37	12.91
Dividend Per Share	8.000	7.800	7.400	6.290	4.280	7.000
Dividend Growth	5.26%	5.41%	17.65%	46.96%	-38.86%	2.94%
Operating Margin	17.25%	16.51%	14.31%	10.96%	18.88%	16.67%
Profit Margin	12.14%	11.54%	9.45%	5.88%	12.53%	12.27%
Free Cash Flow Margin	20.37%	13.72%	16.20%	0.51%	14.47%	17.23%
EBITDA	8,005	7,744	6,731	4,960	4,904	3,925
EBITDA Margin	19.53%	18.84%	16.77%	12.98%	19.46%	17.37%
D&A For EBITDA	935	955	990	771	147	157
EBIT	7,070	6,789	5,741	4,189	4,757	3,768
EBIT Margin	17.25%	16.51%	14.31%	10.96%	18.88%	16.67%
Effective Tax Rate	24.60%	23.60%	23.42%	26.35%	20.10%	21.69%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.