Tryg A/S (CPH:TRYG)
Denmark flag Denmark · Delayed Price · Currency is DKK
162.20
-1.50 (-0.92%)
Nov 9, 2026, 5:00 PM CET

Tryg A/S Financials Overview

Millions DKK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
43,66243,00041,98240,13438,21525,203
Revenue Growth
3.52%2.43%4.61%5.02%51.63%11.51%
Operating Income
6,0317,5086,8465,7414,1894,757
Net Income
4,6435,3384,7433,7942,2473,158
Earnings Per Share
7.738.807.706.073.475.51
EPS Growth
-2.86%14.29%26.85%74.93%-37.07%-40.00%

Revenue by Segment

Fiscal Year
TTMFY 2025
Period EndingSep '26 Dec '25
Private (Including Sweden)
28,86927,525
Commercial
12,98712,831
Unallocated IFRS 3 Adjustment
1,0581,159
Unallocated Net Investment Result
477778
Total
43,39142,293

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,6922,8642,1233,1322,662802
Total Debt
7,5918,5418,67510,99610,6858,565
Net Cash (Debt)
-2,899-5,677-6,552-7,864-8,023-7,763
Net Cash Growth
------
Net Cash Per Share
-4.83-9.36-10.64-12.57-12.40-13.56

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7,1946,8695,6496,5692433,670
Capital Expenditures
---9-69-50-22
Free Cash Flow
7,1946,8695,6406,5001933,648
Free Cash Flow Growth
-22.11%21.79%-13.23%3267.88%-94.71%-6.34%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
13.81%17.46%16.31%14.31%10.96%18.88%
Pretax Margin
14.16%16.77%15.02%12.53%7.98%15.70%
Profit Margin
10.63%12.41%11.30%9.45%5.88%12.53%
FCF Margin
16.48%15.97%13.43%16.20%0.51%14.47%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.6008.2007.8007.4006.2904.280
Dividend Per Share Growth
4.94%5.13%5.41%17.65%46.96%-38.86%
Dividend Yield
5.30%4.92%5.15%5.04%3.80%2.65%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
20.9818.7919.5923.9246.6633.42
Forward PE
15.2517.0916.1215.4917.3121.67
P/FCF Ratio
13.4314.6016.4713.96543.2728.93
PS Ratio
2.212.332.212.262.744.19