Tryg A/S (CPH:TRYG)
Denmark flag Denmark · Delayed Price · Currency is DKK
157.60
-0.20 (-0.13%)
Sep 3, 2026, 4:59 PM CET

Tryg A/S Financials Overview

Millions DKK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
43,72443,00041,98240,13438,21525,203
Revenue Growth
4.48%2.43%4.61%5.02%51.63%11.51%
Operating Income
6,2787,5086,8465,7414,1894,757
Net Income
4,5065,3384,7433,7942,2473,158
Earnings Per Share
7.498.807.706.073.475.51
EPS Growth
-7.98%14.29%26.85%74.93%-37.07%-40.00%

Revenue by Segment

Fiscal YearTTMFY 2025
Period EndingJun '26 Dec '25
Unallocated IFRS 3 Adjustment
1,0911,159
Private (Including Sweden)
28,46827,525
Commercial
12,92412,831
Unallocated Net Investment Result
612778
Total
43,09542,293

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,8372,8642,1233,1322,662802
Total Debt
7,2588,5418,67510,99610,6858,565
Net Cash (Debt)
-3,421-5,677-6,552-7,864-8,023-7,763
Net Cash Growth
------
Net Cash Per Share
-5.68-9.36-10.64-12.57-12.40-13.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7,8246,8695,6496,5692433,670
Capital Expenditures
---9-69-50-22
Free Cash Flow
7,8246,8695,6406,5001933,648
Free Cash Flow Growth
-6.28%21.79%-13.23%3267.88%-94.71%-6.34%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.36%17.46%16.31%14.31%10.96%18.88%
Pretax Margin
13.81%16.77%15.02%12.53%7.98%15.70%
Profit Margin
10.31%12.41%11.30%9.45%5.88%12.53%
FCF Margin
17.89%15.97%13.43%16.20%0.51%14.47%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.6008.2007.8007.4006.2904.280
Dividend Per Share Growth
5.00%5.13%5.41%17.65%46.96%-38.86%
Dividend Yield
5.47%5.13%5.65%5.82%4.61%3.33%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.0518.7919.5923.9246.6633.42
Forward PE
16.1317.0916.1215.4917.3121.67
P/FCF Ratio
12.0014.6016.4713.96543.2728.93
PS Ratio
2.152.332.212.262.744.19