AGM 2021

May 25, 2021

Dear shareholders and distinguished guests, I'm pleased to welcome you to the 5th Annual General Meeting of Bank of Cyprus Holdings Public Limited Company. On behalf of the Board of Directors, I'd like to thank you for joining us today under these extraordinary circumstances and we ask you for your cooperation in transacting the business of this virtual general meeting. The Group's CEO is also on the line with us to address any questions. As required by the bank's articles of association, I ask the company secretary, Mrs. Katia Santos to confirm quorum and to announce the participation figures. I can announce that 40 shareholders attend today's meeting either in person or via proxies. This corresponds to 46.36 percent of the bank's share capital which is equivalent to 206,848,351 shares. I would like to remind you that the speeches of both the Chairman and the CEO addressing the shareholders are available on the company's website. Thank you, Katya. We are now moving on to the business of the Annual General Meeting and the proposed resolutions. As indicated in the notice of the meeting, we will take all resolutions on a poll vote by means of electronic voting And I therefore ask the company secretary to elaborate. Mr. Chairman, under Article 62A of POC Holdings Archibels of Association, the Chairman is entitled to demand a call on any resolution. I presume that all of you have read the AGM notice with the proposed resolutions and the agenda related documents. The notice includes the agenda of the ordinary and special business of the AGM as well as explanations for each agenda item. The notice in both English and Greek has been posted on the bank's website. All agenda related reports are available on the bank's website. Any comments or questions you may have about all these reports and proposed resolutions can be raised later in the meeting. Unless there are any objections, we can consider these documents as already read. The poll is now open for all resolutions on today's agenda. I invite the secretary to explain how the shareholders may exercise their voting through the LUMI application. The Chairman has already opened the voting on all resolutions. You should now be able to see the polling icon on the navigation bar at the bottom of your screen where all resolutions and voting choices will be displayed. To vote, simply select your voting direction from the options shown on screen. A confirmation message will appear to show your vote has been received. To change your vote, simply select another direction. If you wish to cancel your vote, please press cancel. You may vote or change your vote at any time during the meeting until the chairman announces the closing of the voting on the resolutions. At that point, your last choice will be submitted. Let us now proceed with the Q and A session. You may submit your questions in writing at the designated space in the Lumi application. I would kindly ask you to be brief and to the point when submitting questions. The Chairman of the Board of Directors and the Group CEO, as well as the Bank's legal advisors are available to address your questions. No questions have been submitted yet. We will keep this session open for another 5 minutes. No questions have been submitted. We will now close the session. The voting will also close so that the results can be announced. I would like now to ask Mrs. Katia Santos to read the results of the voting. Lumi has made available the results to the company's Secretaries. I will announce the results of the voting for each resolution in the order announced in the AGM notches. Resolution number 1, number of shares 206,848,179, representing 100% in favor. Resolution number 2, number of votes, 206 1,848,179, representing 100% in the favor. Resolution number 3, number of shares, 206,848,179, representing 100% in favor. Resolution 4a this is the election of, Mr. Dragis Arapoglou, 180,515,400 and 4 votes, representing 90.07% in favor. Resolution 4B, Lynne Grobler, 200,000,004,89 votes, representing 100% in favor. Resolution 4C, Arne Berger, 200,000,004,89 votes, representing 100% in favor. Resolution 4 D, Maxime Goldman, 100 and 6,754 1,800 votes, representing 58.88% in favor. Resolution 4E, hola, pachisodi rio, 200,000,00400 and 89 votes represented 100% in favor. Resolution 4F, Doctor. Michael Hager, 200,000,004,187 votes, representing 100% in favor. Resolution 4 gs, Panikos Nicolaou, 200,408,489 votes, representing 100% in favor. Resolution for H, Maria Filippo, 200,408,487 votes, representing 100% in favor. Resolution 4 I, Nicolas Sofianoz, 200,408,489 votes, representing 100% in favor. For J, Ioannis Ogurafakis, 200,000,000,000 4,089,000, representing 100% in favor. Resolution 4 ks, Cosandinos y Urbano, 200,408,489 votes representing 100% in favor. Resolution 4L, Elisa Liberciotto, 200,408,489 votes, representing 100% in favor. Resolution 5, 172,376 1,107 votes, representing 86.01% in favor. Resolution 6, 200,408,489 votes, representing 100% in favor. Resolution 7, 200,408,489 votes, representing 100% in favor. Resolution 8, 200,000,004,089 votes, representing 100% in favor. Resolution 9, 200,408,489 votes, representing 100% in favor. Resolution 10, 200,000,004 108,000 489 votes, representing 100% in favor Resolution 11, 200,000,004,089 votes, representing 100% in favor. Resolution 12, 200,408,489 votes, representing 100% in favor. Resolutions 13, 200,408,489 votes, representing 100% in favor. Resolution 14, 199,000,000, 61,445 votes, representing 99.33 percent in favor. The announcement of the voting results has now been completed. The company notes the votes cast in respect of Resolution 4 d, which relates to Maxim Goldman. While Resolution 4 d has been approved, the company will be engaging the shareholders so as to understand the views as part of its ongoing program of engagement. The company notes the votes cast in respect of Resolution D, which relates to the reelection of Mr. Goldman. And his reelection has been approved and we'll be engaging with shareholders as stated earlier. Dear shareholders, we have now come to the end of the AGM proceedings. Thank you again for your attention and participation. The business of the current shareholders meeting, Bank of Cyprus Holding is hereby concluded. Thank you.