Bank of Cyprus Holdings Public Limited Company (CYS:BOCH)

Bank of Cyprus Holdings Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,026	998.43	1,064	1,017	614.73	522.13
Revenue Growth	0.40%	-6.20%	4.68%	65.41%	17.73%	75.44%
Net Income Net Income Growth	497.71	480.56	508.19	487.21	56.57	29.71
Earnings Per Share EPS Growth	1.14	1.10	1.14	1.09	0.13	0.07
EPS Growth	6.58%	-3.86%	4.59%	759.55%	90.40%	-

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Corporate and Large Corporate Corporate and Large Corporate Growth	146.26	138.61	182.75	157.72	129.96	114.77
IBU & International Corporate IBU & International Corporate Growth	175.67	173.76	213.31	210.2	132.23	-
Small and Medium-Sized Enterprises Small and Medium-Sized Enterprises Growth	61.3	56.71	68.31	65.85	45.74	42.19
Retail Retail Growth	398.34	400.52	478.26	456.93	202.18	138.21
Restructuring and Recoveries Restructuring and Recoveries Growth	15.84	17.91	-2.08	-3.21	1.57	-1.84
Real Estate Management Unit (REMU) Real Estate Management Unit (REMU) Growth	4.53	9.72	-19.31	-24.19	-15.4	12.56
Insurance Insurance Growth	62.11	53.64	42.12	56.01	23.73	52.72
Treasury Treasury Growth	118.53	106.99	58.42	64.36	40.37	21.27
Payment Services Payment Services Growth	31.02	30.94	34.67	34.03	33.86	-
Other Other Growth	3.41	1.38	8.9	4.24	11.32	34.68
Total Total Growth	1,017	990.18	1,065	1,022	613.73	509.58

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	9,624	10,248	9,013	10,428	9,825	9,461
Total Debt Total Debt Growth	1,319	1,429	1,382	3,070	2,623	3,679
Net Cash (Debt) Net Cash Growth	8,304	8,819	7,631	7,357	7,202	5,782
Net Cash Growth	9.11%	15.57%	3.72%	2.16%	24.55%	23.14%
Net Cash Per Share Net Cash Per Share Growth	19.00	20.11	17.12	16.45	16.15	12.96

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-530.86	-1.78	-72.5	1,079	189.67	108.94
Capital Expenditures CapEx Growth	-13.31	-13.53	-21.06	-7.45	-6.75	-6.29
Free Cash Flow Free Cash Flow Growth	-544.17	-15.3	-93.56	1,071	182.92	102.65
Free Cash Flow Growth	-	-	-	485.56%	78.20%	535.60%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	48.50%	48.13%	47.74%	47.91%	9.20%	5.69%
FCF Margin	-53.03%	-1.53%	-8.79%	105.34%	29.76%	19.66%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Dividend Per Share Dividend Per Share Growth	0.700	0.700	0.480	0.250	0.050
Dividend Per Share Growth	8.82%	45.83%	92.00%	400.00%	-
Dividend Yield	6.53%	9.30%	12.20%	9.35%	3.75%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	9.48	7.20	3.99	3.07	13.45	15.92
Forward PE	10.60	8.33	5.51	4.04	4.16	14.36
P/FCF Ratio	-	-	-	1.40	4.16	4.61
PS Ratio	4.59	3.46	1.90	1.47	1.24	0.91

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 9, 2026

Data Sources Report a data error