CYS:COS Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	21.93	21.21	19.51	19.41	11.28	11.79
Total Interest & Dividend Income	-0.69	-0.68	-0.34	0.52	-0.01	-0.01
Gain (Loss) on Sale of Investments	0.73	0.47	0.63	-0.83	-0.16	0.1
Other Revenue	0.24	0.29	0.49	0.12	3.23	3.07
Total Revenue	22.21	21.29	20.29	19.22	14.34	14.95
Revenue Growth (YoY)	5.92%	4.92%	5.58%	34.02%	-4.07%	-2.17%
Policy Benefits	18.18	17.73	17.34	17.09	7.49	7.67
Policy Acquisition & Underwriting Costs	-	-	-	-	3.55	3.72
Selling, General & Administrative	-	-	-	-	2.92	2.99
Other Operating Expenses	0.82	0.72	0.77	0.66	-0	-0.16
Total Operating Expenses	19	18.44	18.1	17.74	13.95	14.23
Operating Income	3.22	2.85	2.19	1.48	0.39	0.72
Interest Expense	-0.08	-0.08	-0.08	-0.07	-0.07	-0.05
EBT Excluding Unusual Items	3.13	2.77	2.11	1.4	0.32	0.66
Gain (Loss) on Sale of Assets	-0.01	-	-0.01	-0.01	0.02	0.01
Asset Writedown	0.2	0.2	0.05	0.04	0	-0.31
Pretax Income	3.33	2.97	2.15	1.44	0.33	0.36
Income Tax Expense	0.49	0.29	0.16	0.23	0.01	0.09
Earnings From Continuing Ops.	2.83	2.68	1.99	1.21	0.32	0.27
Net Income	2.83	2.68	1.99	1.21	0.32	0.27
Net Income to Common	2.83	2.68	1.99	1.21	0.32	0.27
Net Income Growth	5.71%	34.95%	64.63%	275.20%	17.26%	-
Shares Outstanding (Basic)	56	56	56	56	56	56
Shares Outstanding (Diluted)	56	56	56	56	56	56
EPS (Basic)	0.05	0.05	0.04	0.02	0.01	0.00
EPS (Diluted)	0.05	0.05	0.04	0.02	0.01	0.00
EPS Growth	5.71%	34.95%	64.63%	275.22%	17.26%	-
Free Cash Flow	2.1	0.9	1.85	1.45	2.53	-0.59
Free Cash Flow Per Share	0.04	0.02	0.03	0.03	0.04	-0.01
Operating Margin	14.47%	13.38%	10.79%	7.68%	2.71%	4.81%
Profit Margin	12.75%	12.60%	9.80%	6.29%	2.25%	1.84%
Free Cash Flow Margin	9.46%	4.22%	9.13%	7.54%	17.62%	-3.94%
EBITDA	3.38	3.02	2.34	1.61	0.53	0.87
EBITDA Margin	15.22%	14.16%	11.54%	8.37%	3.67%	5.81%
D&A For EBITDA	0.17	0.17	0.15	0.13	0.14	0.15
EBIT	3.22	2.85	2.19	1.48	0.39	0.72
EBIT Margin	14.47%	13.38%	10.79%	7.68%	2.71%	4.81%
Effective Tax Rate	14.85%	9.62%	7.47%	15.84%	3.60%	24.40%
Revenue as Reported	-	-	-	-	14.36	14.65

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.