Cosmos Insurance Company Public Ltd. (CYS:COS)
Cyprus flag Cyprus · Delayed Price · Currency is EUR
0.3220
-0.0180 (-5.29%)
At close: Aug 7, 2026

CYS:COS Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23.3923.3921.720.2919.2214.34
Revenue Growth
3.39%7.78%6.93%5.58%34.02%-4.07%
Operating Income
3.93.93.262.191.480.39
Net Income
3.213.212.681.991.210.32
Earnings Per Share
0.060.060.050.040.020.01
EPS Growth
13.23%19.54%34.95%64.63%275.22%17.26%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor Vehicles
15.0715.0713.9713.0312.2910.15
Fire
3.143.142.782.652.270.43
Responsibility
1.371.371.381.281.810.35
Accidents and Illnesses
3.293.293.053.092.680.34
Other
0.330.330.310.290.2-
Total
23.1923.1921.4920.3319.2511.28

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0.960.961.631.892.041.59
Total Debt
0.090.090.080.040.10.05
Net Cash (Debt)
0.870.871.551.851.951.54
Net Cash Growth
-47.97%-44.15%-16.08%-4.87%25.98%-0.91%
Net Cash Per Share
0.020.020.030.030.030.03

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2.552.551.021.991.522.56
Capital Expenditures
-0.12-0.12-0.12-0.14-0.07-0.03
Free Cash Flow
2.432.430.91.851.452.53
Free Cash Flow Growth
15.85%171.03%-51.55%27.84%-42.64%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.67%16.67%15.01%10.79%7.68%2.71%
Pretax Margin
15.49%15.49%13.68%10.59%7.47%2.33%
Profit Margin
13.71%13.71%12.37%9.80%6.29%2.25%
FCF Margin
10.41%10.41%4.14%9.13%7.54%17.62%

Dividends

Fiscal YearCurrentFY 2025
Period EndingAug '26 Dec '25
Dividend Per Share
0.0180.018
Dividend Per Share Growth
0%-
Dividend Yield
5.50%6.50%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.675.073.871.592.1010.53
P/FCF Ratio
7.476.6811.571.711.751.34
PS Ratio
0.780.700.480.160.130.24