Mwalimu Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	132.06	10.97	-331	-1,387	-4,062	Upgrade
Depreciation & Amortization	700.58	1,080	1,244	1,329	1,378	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-	-7.32	Upgrade
Provision for Credit Losses	342.71	447.1	-	-	36.07	Upgrade
Change in Other Net Operating Assets	-3,782	-2,513	-25,276	-17,763	-10,052	Upgrade
Other Operating Activities	-3,468	-98.44	-363	-343	-19.71	Upgrade
Operating Cash Flow	-6,074	-1,074	-24,726	-18,164	-12,727	Upgrade
Capital Expenditures	-369.72	-105.02	-315	-218	-29.33	Upgrade
Purchase / Sale of Intangibles	-398.91	-70.09	-	-	-22.4	Upgrade
Investing Cash Flow	-768.63	-175.11	-315	-218	-51.72	Upgrade
Long-Term Debt Issued	275.95	66.01	-	-	410.3	Upgrade
Net Debt Issued (Repaid)	275.95	66.01	-	-	410.3	Upgrade
Issuance of Common Stock	-	-	219	262	5,000	Upgrade
Net Increase (Decrease) in Deposit Accounts	12,264	-1,379	25,460	19,686	7,579	Upgrade
Financing Cash Flow	12,540	-1,313	25,679	19,948	12,989	Upgrade
Foreign Exchange Rate Adjustments	-2.67	-	-	-	-3.91	Upgrade
Net Cash Flow	5,695	-2,562	638	1,566	206.58	Upgrade
Free Cash Flow	-6,444	-1,179	-25,041	-18,382	-12,756	Upgrade
Free Cash Flow Margin	-90.21%	-17.09%	-363.49%	-353.57%	-634.21%	Upgrade
Free Cash Flow Per Share	-104.23	-19.07	-378.26	-291.57	-206.33	Upgrade
Cash Interest Paid	8,625	4,190	-	-	693.71	Upgrade
Cash Income Tax Paid	475.79	-	15	35	-	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.