Mwalimu Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Net Income	11	-331	-1,387	-4,062	-4,827	Upgrade
Depreciation & Amortization	949	1,244	1,329	1,378	1,710	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-7.32	-34.33	Upgrade
Provision for Credit Losses	-	-	-	36.07	-79.54	Upgrade
Change in Other Net Operating Assets	-2,141	-25,276	-17,763	-10,052	1,092	Upgrade
Other Operating Activities	108	-363	-343	-19.71	102.51	Upgrade
Operating Cash Flow	-1,073	-24,726	-18,164	-12,727	-2,036	Upgrade
Capital Expenditures	-175	-315	-218	-29.33	-40.81	Upgrade
Investment in Securities	-	-	-	-	1,121	Upgrade
Purchase / Sale of Intangibles	-	-	-	-22.4	-13.76	Upgrade
Investing Cash Flow	-175	-315	-218	-51.72	1,066	Upgrade
Long-Term Debt Issued	-	-	-	410.3	375.44	Upgrade
Net Debt Issued (Repaid)	-	-	-	410.3	375.44	Upgrade
Issuance of Common Stock	66	219	262	5,000	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-1,379	25,460	19,686	7,579	3,284	Upgrade
Financing Cash Flow	-1,313	25,679	19,948	12,989	3,660	Upgrade
Foreign Exchange Rate Adjustments	-	-	-	-3.91	3.5	Upgrade
Net Cash Flow	-2,561	638	1,566	206.58	2,693	Upgrade
Free Cash Flow	-1,248	-25,041	-18,382	-12,756	-2,077	Upgrade
Free Cash Flow Margin	-18.09%	-363.49%	-353.57%	-634.21%	-81.53%	Upgrade
Free Cash Flow Per Share	-20.19	-378.26	-291.57	-206.33	-33.60	Upgrade
Cash Interest Paid	-	-	-	693.71	573.25	Upgrade
Cash Income Tax Paid	-	15	35	-	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.