Mwalimu Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	358	369	132.06	10.97	-331	-1,387
Depreciation & Amortization	-1,129	-	700.58	1,080	1,244	1,329
Provision for Credit Losses	-	-	342.71	447.1	-	-
Change in Other Net Operating Assets	5,865	-7,140	-3,782	-2,513	-25,276	-17,763
Other Operating Activities	-10,040	-	-3,468	-98.44	-363	-343
Operating Cash Flow	-4,946	-6,771	-6,074	-1,074	-24,726	-18,164
Capital Expenditures	315	-17	-369.72	-105.02	-315	-218
Purchase / Sale of Intangibles	-	-	-398.91	-70.09	-	-
Investing Cash Flow	315	-17	-768.63	-175.11	-315	-218
Long-Term Debt Issued	-	-	275.95	66.01	-	-
Net Debt Issued (Repaid)	-	-	275.95	66.01	-	-
Issuance of Common Stock	-	-	-	-	219	262
Net Increase (Decrease) in Deposit Accounts	10,162	3,050	12,264	-1,379	25,460	19,686
Financing Cash Flow	9,788	3,050	12,540	-1,313	25,679	19,948
Foreign Exchange Rate Adjustments	-	-	-2.67	-	-	-
Net Cash Flow	5,155	-3,739	5,695	-2,562	638	1,566
Free Cash Flow	-4,631	-6,788	-6,444	-1,179	-25,041	-18,382
Free Cash Flow Margin	-49.40%	-74.11%	-90.21%	-17.09%	-363.49%	-353.57%
Free Cash Flow Per Share	-92.69	-128.77	-104.23	-19.07	-378.26	-291.57
Cash Interest Paid	-	-	8,625	4,190	-	-
Cash Income Tax Paid	-	-	475.79	-	15	35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.