Mkombozi Commercial Bank Plc (DAR:MKCB)

Mkombozi Commercial Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	31,063	30,108	25,883	25,666	22,076	25,121
Interest Paid on Deposits	8,867	7,703	8,109	7,320	8,787	10,539
Net Interest Income	22,202	22,406	17,774	18,346	13,288	14,583
Net Interest Income Growth (YoY)	-12.01%	26.06%	-3.12%	38.06%	-8.88%	18.92%
Gain (Loss) on Sale of Investments	159.09	159.09	1,369	1,021	-2,758	-
Other Non-Interest Income	11,648	8,303	7,732	4,673	4,403	4,917
Total Non-Interest Income	11,807	8,462	9,102	5,694	1,646	4,917
Non-Interest Income Growth (YoY)	69.09%	-7.03%	59.85%	246.00%	-66.53%	19.38%
Revenues Before Loan Losses	34,009	30,868	26,876	24,041	14,934	19,500
Provision for Loan Losses	725.39	1,651	1,650	2,944	1,979	-356.59
Revenue	33,283	29,216	25,226	21,097	12,955	19,857
Revenue Growth (YoY)	10.27%	15.82%	19.57%	62.85%	-34.76%	67.68%
Salaries and Employee Benefits	9,483	9,257	8,750	7,877	8,407	8,385
Occupancy Expenses	2,183	2,183	2,162	2,065	2,040	2,193
Selling, General & Administrative	1,392	1,392	1,042	1,210	837.88	5,430
Other Non-Interest Expense	6,001	4,891	4,699	4,799	4,376	-
Total Non-Interest Expense	19,059	17,723	16,654	15,951	15,662	16,007
EBT Excluding Unusual Items	14,224	11,493	8,572	5,145	-2,707	3,850
Pretax Income	14,224	11,493	8,572	5,145	-2,707	3,850
Income Tax Expense	2,756	2,452	942.11	-476.42	-847.33	-
Net Income	11,468	9,041	7,630	5,622	-1,860	3,850
Preferred Dividends & Other Adjustments	-	-	-	-	-	-0.2
Net Income to Common	11,468	9,041	7,630	5,622	-1,860	3,850
Net Income Growth	5.74%	18.50%	35.72%	-	-	-
Basic Shares Outstanding	27	24	24	24	24	21
Diluted Shares Outstanding	27	24	24	24	24	21
Shares Change (YoY)	13.11%	-	-	-	14.26%	-
EPS (Basic)	430.02	383.84	323.93	238.67	-78.94	186.75
EPS (Diluted)	430.02	383.84	323.93	238.67	-78.94	186.75
EPS Growth	-6.52%	18.50%	35.72%	-	-	-
Dividend Per Share	-	92.400	-	-	-	-
Effective Tax Rate	19.37%	21.33%	10.99%	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.