Mkombozi Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	10,794	11,451	9,041	7,630	5,622	-1,860
Depreciation & Amortization	2,889	2,221	2,115	1,939	1,687	1,653
Other Amortization	431.74	431.74	67.87	223.62	377.51	387.11
Provision for Credit Losses	1,518	1,518	1,651	1,650	2,944	1,979
Change in Other Net Operating Assets	-20,524	-27,128	-29,831	-21,434	-12,634	4,636
Other Operating Activities	124.48	585.48	661.32	3,232	-271.53	5,241
Operating Cash Flow	-4,767	-10,921	-16,294	-6,760	-2,275	12,037
Operating Cash Flow Growth	-	-	-	-	-	235.32%
Capital Expenditures	-1,689	-1,571	-2,070	-2,486	-980.95	-477.09
Investment in Securities	-472.95	-472.95	442.46	-10,124	1,145	-14,685
Purchase / Sale of Intangibles	-875.69	-875.69	-1,056	-63.83	-	-304.92
Investing Cash Flow	-6,663	-2,920	-2,684	-12,674	163.87	-15,467
Long-Term Debt Issued	-	-	-	-	2,700	-
Long-Term Debt Repaid	-	-1,490	-2,027	-2,214	-2,889	-6,725
Net Debt Issued (Repaid)	-1,490	-1,490	-2,027	-2,214	-188.54	-6,725
Issuance of Common Stock	-	-	-	-	-	2,205
Common Dividends Paid	-2,204	-2,204	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	38,359	27,716	19,606	22,818	3,066	-2,395
Other Financing Activities	-548.02	-548.02	-479.61	-	-270.15	-595.23
Financing Cash Flow	34,116	23,473	17,100	20,604	2,607	-7,511
Foreign Exchange Rate Adjustments	-1.78	-1.78	3.09	-	-	-
Net Cash Flow	22,684	9,631	-1,875	1,170	496.06	-10,941
Free Cash Flow	-6,456	-12,492	-18,364	-9,246	-3,256	11,560
Free Cash Flow Growth	-	-	-	-	-	251.40%
Free Cash Flow Margin	-17.32%	-33.96%	-62.86%	-36.65%	-15.43%	89.23%
Free Cash Flow Per Share	-304.09	-530.35	-779.64	-392.53	-138.24	490.76
Cash Interest Paid	7,097	7,097	6,424	-	270.15	595.23
Cash Income Tax Paid	5,160	4,698	2,670	349.34	395.79	272.55