Mkombozi Commercial Bank Balance Sheet

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8,214	36,087	37,962	36,792	36,296
Investment Securities	51,837	52,952	53,395	45,748	45,211
Total Investments	51,837	52,952	53,395	45,748	45,211
Gross Loans	210,939	164,856	138,015	118,881	110,490
Allowance for Loan Losses	-1,099	-2,290	-3,754	-3,843	-3,630
Net Loans	209,840	162,566	134,261	115,039	106,860
Property, Plant & Equipment	9,047	12,685	13,319	7,294	6,988
Other Intangible Assets	-	1,269	280.85	440.64	818.15
Other Receivables	13,252	745.42	732.44	2,089	1,052
Restricted Cash	16,126	12,879	12,444	11,088	10,627
Other Current Assets	-	362.48	261.01	571.92	459.66
Long-Term Deferred Tax Assets	-	1,648	2,114	1,127	1,130
Other Long-Term Assets	8,313	1,186	1,021	1,533	931.19
Total Assets	316,629	282,381	255,789	221,723	210,372
Accounts Payable	-	378.16	425.21	115.71	195.69
Accrued Expenses	-	678.87	1,295	912.29	1,314
Interest Bearing Deposits	250,532	137,847	138,706	127,137	127,430
Non-Interest Bearing Deposits	-	79,645	68,690	57,442	54,083
Total Deposits	250,532	217,492	207,397	184,579	181,513
Short-Term Borrowings	-	9,512	-	-	-
Current Portion of Long-Term Debt	-	428.04	311.08	242.11	332.98
Current Portion of Leases	-	975.35	2,895	1,260	853.79
Current Income Taxes Payable	4,134	-	-	-	-
Long-Term Debt	4,200	4,200	4,200	4,170	3,500
Long-Term Leases	-	6,595	6,742	3,862	3,514
Long-Term Unearned Revenue	1,092	-	-	-	-
Pension & Post-Retirement Benefits	-	723.28	545.9	605.85	-
Other Long-Term Liabilities	5,856	1,311	739.14	788.35	760.53
Total Liabilities	265,814	242,293	224,551	196,534	191,983
Common Stock	23,555	23,555	23,555	23,555	23,555
Retained Earnings	28,626	17,899	8,857	1,227	-4,395
Comprehensive Income & Other	-1,366	-1,366	-1,174	405.86	-771.91
Shareholders' Equity	50,815	40,088	31,238	25,188	18,388
Total Liabilities & Equity	316,629	282,381	255,789	221,723	210,372
Total Debt	4,200	21,710	14,149	9,533	8,201
Net Cash (Debt)	4,014	14,377	23,813	27,258	28,095
Net Cash Growth	-72.08%	-39.63%	-12.64%	-2.98%	-35.13%
Net Cash Per Share	176.02	610.35	1010.96	1157.21	1192.73
Filing Date Shares Outstanding	23.56	23.56	23.56	23.56	20.62
Total Common Shares Outstanding	23.56	23.56	23.56	23.56	20.62
Book Value Per Share	2157.29	1701.89	1326.18	1069.33	891.98
Tangible Book Value	50,815	38,819	30,957	24,747	17,570
Tangible Book Value Per Share	2157.29	1647.99	1314.26	1050.62	852.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.