Mucoba Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,833	2,213	2,253	3,102	3,871	3,836
Interest Paid on Deposits	441	507	553	734	656	959
Net Interest Income	1,392	1,706	1,700	2,368	3,215	2,877
Net Interest Income Growth (YoY)	-41.22%	0.35%	-28.21%	-26.35%	11.75%	9.02%
Other Non-Interest Income	812	927	868	968	830	779
Total Non-Interest Income	812	927	868	968	830	779
Non-Interest Income Growth (YoY)	-16.12%	6.80%	-10.33%	16.63%	6.55%	-16.86%
Revenues Before Loan Losses	2,204	2,633	2,568	3,336	4,045	3,656
Provision for Loan Losses	25	189	192	190	374	188
Revenue	2,179	2,444	2,376	3,146	3,671	3,468
Revenue Growth (YoY)	-30.74%	2.86%	-24.48%	-14.30%	5.85%	-0.26%
Salaries and Employee Benefits	898	903	1,275	1,457	1,344	1,366
Other Non-Interest Expense	1,267	1,437	1,496	1,155	1,394	1,286
Total Non-Interest Expense	2,165	2,340	2,771	2,612	2,738	2,652
EBT Excluding Unusual Items	14	104	-395	534	933	816
Pretax Income	14	104	-395	534	933	816
Income Tax Expense	22	13	-	120	90	100
Net Income	-8	91	-395	414	843	716
Net Income to Common	-8	91	-395	414	843	716
Net Income Growth	-	-	-	-50.89%	17.74%	75.06%
Basic Shares Outstanding	35	-	35	33	33	33
Diluted Shares Outstanding	35	-	35	33	33	33
Shares Change (YoY)	7.59%	-	7.59%	0.04%	0.13%	306.75%
EPS (Basic)	-0.23	-	-11.24	12.67	25.81	21.95
EPS (Diluted)	-0.23	-	-11.24	12.67	25.81	21.95
EPS Growth	-	-	-	-50.91%	17.59%	-56.96%
Effective Tax Rate	157.14%	12.50%	-	22.47%	9.65%	12.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.