Mucoba Bank Plc (DAR:MUCOBA)

Mucoba Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Interest Income on Loans	3,102	3,871	3,836	3,304	3,342
Total Interest Income	3,102	3,871	3,836	3,304	3,342
Interest Paid on Deposits	734	656	959	665	752
Net Interest Income	2,368	3,215	2,877	2,639	2,590
Net Interest Income Growth (YoY)	-26.35%	11.75%	9.02%	1.89%	16.47%
Other Non-Interest Income	968	830	779	937	1,147
Total Non-Interest Income	968	830	779	937	1,147
Non-Interest Income Growth (YoY)	16.63%	6.55%	-16.86%	-18.31%	-15.14%
Revenues Before Loan Losses	3,336	4,045	3,656	3,576	3,737
Provision for Loan Losses	190	374	188	99	511
Revenue	3,146	3,671	3,468	3,477	3,226
Revenue Growth (YoY)	-14.30%	5.85%	-0.26%	7.78%	-7.56%
Salaries and Employee Benefits	1,457	1,344	1,366	1,376	1,489
Other Non-Interest Expense	1,155	1,394	1,286	1,515	1,736
Total Non-Interest Expense	2,612	2,738	2,652	2,891	3,225
EBT Excluding Unusual Items	534	933	816	586	1
Pretax Income	534	933	816	586	1
Income Tax Expense	120	90	100	177	-
Net Income	414	843	716	409	1
Net Income to Common	414	843	716	409	1
Net Income Growth	-50.89%	17.74%	75.06%	40800.00%	-99.68%
Basic Shares Outstanding	33	33	33	8	11
Diluted Shares Outstanding	33	33	33	8	11
Shares Change (YoY)	0.04%	0.13%	306.75%	-27.82%	36.22%
EPS (Basic)	12.67	25.81	21.95	51.00	0.09
EPS (Diluted)	12.67	25.81	21.95	51.00	0.09
EPS Growth	-50.91%	17.59%	-56.96%	56566.67%	-99.77%
Effective Tax Rate	22.47%	9.65%	12.25%	30.20%	-

Source: S&P Capital IQ. Banks template. Financial Sources.