Mucoba Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,857	2,213	2,253	3,102	3,871
Interest Paid on Deposits	421	507	553	734	656
Net Interest Income	1,436	1,706	1,700	2,368	3,215
Net Interest Income Growth (YoY)	-15.83%	0.35%	-28.21%	-26.35%	11.75%
Other Non-Interest Income	743	927	868	968	830
Total Non-Interest Income	743	927	868	968	830
Non-Interest Income Growth (YoY)	-19.85%	6.80%	-10.33%	16.63%	6.55%
Revenues Before Loan Losses	2,179	2,633	2,568	3,336	4,045
Provision for Loan Losses	37	189	192	190	374
Revenue	2,142	2,444	2,376	3,146	3,671
Revenue Growth (YoY)	-12.36%	2.86%	-24.48%	-14.30%	5.85%
Salaries and Employee Benefits	1,067	903	1,275	1,457	1,344
Other Non-Interest Expense	1,104	1,437	1,496	1,155	1,394
Total Non-Interest Expense	2,171	2,340	2,771	2,612	2,738
EBT Excluding Unusual Items	-29	104	-395	534	933
Pretax Income	-29	104	-395	534	933
Income Tax Expense	9	13	-	120	90
Net Income	-38	91	-395	414	843
Net Income to Common	-38	91	-395	414	843
Net Income Growth	-	-	-	-50.89%	17.74%
Basic Shares Outstanding	35	-	35	33	33
Diluted Shares Outstanding	35	-	35	33	33
Shares Change (YoY)	-	-	7.59%	0.04%	0.13%
EPS (Basic)	-1.08	-	-11.24	12.67	25.81
EPS (Diluted)	-1.08	-	-11.24	12.67	25.81
EPS Growth	-	-	-	-50.91%	17.59%
Effective Tax Rate	-	12.50%	-	22.47%	9.65%