Mucoba Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-8	91	-395	414	843	716
Depreciation & Amortization	85	117	920	509	573	414
Change in Other Net Operating Assets	1,098	1,610	696	-807	-2,042	-1,536
Other Operating Activities	-453	-453	-500	-	-348	-385
Operating Cash Flow	722	1,365	721	116	-974	-791
Operating Cash Flow Growth	522.41%	89.32%	521.55%	-	-	-
Capital Expenditures	-56	-18	-48	-122	-83	-92
Sale of Property, Plant and Equipment	-	-	25	-	-	-
Investing Cash Flow	-56	-18	-23	-122	-83	-92
Short-Term Debt Issued	-	-	1,800	-	-	-
Long-Term Debt Issued	-	-	-	1,249	-	-
Total Debt Issued	-	-	1,800	1,249	-	-
Long-Term Debt Repaid	-	-822	-2,111	-	-200	-200
Net Debt Issued (Repaid)	-235	-822	-311	1,249	-200	-200
Issuance of Common Stock	-	-	-	-	-	5,000
Net Increase (Decrease) in Deposit Accounts	-39	-1,587	-759	-2,261	1,212	608
Other Financing Activities	-51	-51	-	-470	-91	-2,077
Financing Cash Flow	-325	-2,460	-1,070	-1,482	921	3,331
Net Cash Flow	341	-1,113	-372	-1,488	-136	2,448
Free Cash Flow	666	1,347	673	-6	-1,057	-883
Free Cash Flow Growth	-	100.15%	-	-	-	-
Free Cash Flow Margin	30.56%	55.12%	28.32%	-0.19%	-28.79%	-25.46%
Free Cash Flow Per Share	18.94	-	19.14	-0.18	-32.36	-27.07
Cash Interest Paid	406	406	387	-	348	-
Cash Income Tax Paid	69	60	113	120	90	38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.