Al Ramz Corporation Investment and Development P.J.S.C. (DFM:ALRAMZ)

DFM:ALRAMZ Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	43.78	83.89	71.86	57.44	34.65	27
Total Interest Expense	28.49	28.11	25.72	11.18	5.26	4.94
Net Interest Income	15.29	55.78	46.14	46.26	29.39	22.06
Brokerage Commission	59.37	51.35	27.66	32.76	42.81	43.55
Underwriting & Investment Banking Fee	54.32	38.84	23.64	20.05	37.52	34.03
Gain on Sale of Investments (Rev)	16.94	13.41	2.43	19.61	-6.3	25.25
Other Revenue	52.69	-	-	-	-	-
Revenue Before Loan Losses	198.6	159.38	99.86	118.68	103.42	124.89
Provision for Loan Losses	-	-	0.35	0.16	0.37	3.94
Revenue	198.6	159.38	99.52	118.53	103.05	120.95
Revenue Growth	58.86%	60.15%	-16.04%	15.02%	-14.80%	280.52%
Salaries & Employee Benefits	43.29	73.27	50.33	56.99	-	-
Cost of Services Provided	81.12	27.69	25.16	16.25	70.55	66.43
Total Operating Expenses	127.59	106.47	81.92	78.5	70.55	66.43
Operating Income	71.01	52.91	17.6	40.03	32.49	54.52
Pretax Income	71.01	52.91	17.6	40.03	32.49	54.52
Income Tax Expense	5.75	4.65	1.65	0.35	-	-
Net Income	65.26	48.26	15.95	39.67	32.49	54.52
Net Income to Common	65.26	48.26	15.95	39.67	32.49	54.52
Net Income Growth	101.24%	202.53%	-59.79%	22.10%	-40.40%	-
Shares Outstanding (Basic)	551	550	550	550	502	520
Shares Outstanding (Diluted)	551	550	550	550	502	520
Shares Change	0.12%	-	-	9.48%	-3.48%	-5.36%
EPS (Basic)	0.12	0.09	0.03	0.07	0.06	0.10
EPS (Diluted)	0.12	0.09	0.03	0.07	0.06	0.10
EPS Growth	100.99%	202.53%	-59.79%	11.52%	-38.25%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	-663.29	198.49	-7.34	-153.82	-48.02	81.15
Free Cash Flow Per Share	-1.21	0.36	-0.01	-0.28	-0.10	0.16
Dividend Per Share	0.070	0.070	-	0.060	0.060	0.060
Dividend Growth	-	-	-	0%	0%	-
Operating Margin	35.75%	33.20%	17.69%	33.77%	31.53%	45.07%
Profit Margin	32.86%	30.28%	16.03%	33.47%	31.53%	45.07%
Free Cash Flow Margin	-333.98%	124.53%	-7.37%	-129.78%	-46.60%	67.09%
Effective Tax Rate	8.10%	8.80%	9.37%	0.88%	-	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 7, 2026

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