Al Ramz Corporation Investment and Development P.J.S.C. (DFM:ALRAMZ)
United Arab Emirates · Delayed Price · Currency is AED 1.460
-0.020 (-1.35%)
At close: Aug 14, 2026
DFM:ALRAMZ Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 96.47 | 83.89 | 71.86 | 57.44 | 34.65 | 27 |
Total Interest Expense | 28.49 | 28.11 | 25.72 | 11.18 | 5.26 | 4.94 |
Net Interest Income | 67.98 | 55.78 | 46.14 | 46.26 | 29.39 | 22.06 |
Brokerage Commission | 59.37 | 51.35 | 27.66 | 32.76 | 42.81 | 43.55 |
Underwriting & Investment Banking Fee | 54.32 | 38.84 | 23.64 | 20.05 | 37.52 | 34.03 |
Gain on Sale of Investments (Rev) | 16.94 | 13.41 | 2.43 | 19.61 | -6.3 | 25.25 |
Revenue Before Loan Losses | 198.6 | 159.38 | 99.86 | 118.68 | 103.42 | 124.89 |
Provision for Loan Losses | - | - | 0.35 | 0.16 | 0.37 | 3.94 |
| 198.6 | 159.38 | 99.52 | 118.53 | 103.05 | 120.95 | |
Revenue Growth | 58.86% | 60.15% | -16.04% | 15.02% | -14.80% | 280.52% |
Salaries & Employee Benefits | 86.13 | 73.27 | 50.33 | 56.99 | - | - |
Cost of Services Provided | 34.99 | 27.69 | 25.16 | 16.25 | 70.55 | 66.43 |
Total Operating Expenses | 127.59 | 106.47 | 81.92 | 78.5 | 70.55 | 66.43 |
Operating Income | 71.01 | 52.91 | 17.6 | 40.03 | 32.49 | 54.52 |
Pretax Income | 71.01 | 52.91 | 17.6 | 40.03 | 32.49 | 54.52 |
Income Tax Expense | 5.75 | 4.65 | 1.65 | 0.35 | - | - |
Net Income | 65.26 | 48.26 | 15.95 | 39.67 | 32.49 | 54.52 |
Net Income to Common | 65.26 | 48.26 | 15.95 | 39.67 | 32.49 | 54.52 |
Net Income Growth | 101.24% | 202.53% | -59.79% | 22.10% | -40.40% | - |
Shares Outstanding (Basic) | 550 | 550 | 550 | 550 | 502 | 520 |
Shares Outstanding (Diluted) | 550 | 550 | 550 | 550 | 502 | 520 |
Shares Change | - | - | - | 9.48% | -3.48% | -5.36% |
EPS (Basic) | 0.12 | 0.09 | 0.03 | 0.07 | 0.06 | 0.10 |
EPS (Diluted) | 0.12 | 0.09 | 0.03 | 0.07 | 0.06 | 0.10 |
EPS Growth | 101.24% | 202.53% | -59.79% | 11.52% | -38.25% | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -616.13 | 198.49 | -7.34 | -153.82 | -48.02 | 81.15 |
Free Cash Flow Per Share | -1.12 | 0.36 | -0.01 | -0.28 | -0.10 | 0.16 |
Dividend Per Share | 0.070 | 0.070 | - | 0.060 | 0.060 | 0.060 |
Dividend Growth | - | - | - | 0% | 0% | - |
Operating Margin | 35.75% | 33.20% | 17.69% | 33.77% | 31.53% | 45.07% |
Profit Margin | 32.86% | 30.28% | 16.03% | 33.47% | 31.53% | 45.07% |
Free Cash Flow Margin | -310.24% | 124.53% | -7.37% | -129.78% | -46.60% | 67.09% |
Effective Tax Rate | 8.10% | 8.80% | 9.37% | 0.88% | - | - |