Al Salam Bank - Sudan Income Statement

Financials in millions SDG. Fiscal year is January - December.

Millions SDG. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	2,066	1,632	1,002	2,432	877.08	294.57
Interest Income on Investments	19.7	7.21	109.35	919.83	661.02	355.73
Total Interest Income	2,086	1,640	1,111	3,352	1,538	650.3
Interest Paid on Deposits	975.61	1,158	404.17	630.38	324.91	142.36
Net Interest Income	1,110	481.21	706.87	2,722	1,213	507.94
Net Interest Income Growth (YoY)	241.28%	-31.92%	-74.03%	124.36%	138.84%	87.34%
Gain (Loss) on Sale of Assets	-	-	-	39.22	-0.06	-
Other Non-Interest Income	12,533	10,950	3,044	3,111	1,258	340.94
Total Non-Interest Income	12,533	10,950	3,044	3,150	1,258	340.94
Non-Interest Income Growth (YoY)	9.44%	259.77%	-3.39%	150.51%	268.85%	555.66%
Revenues Before Loan Losses	13,643	11,431	3,751	5,872	2,471	848.89
Provision for Loan Losses	2,600	2,600	2,907	103.54	90.82	2.62
Revenue	11,043	8,831	843.68	5,769	2,380	846.26
Revenue Growth (YoY)	22.80%	946.78%	-85.38%	142.39%	181.23%	167.94%
Salaries and Employee Benefits	3,268	2,760	2,959	2,387	683.85	206.95
Occupancy Expenses	229.25	142.44	95.81	47.95	22.21	13.38
Selling, General & Administrative	270.73	270.73	260.47	138.91	67.44	16.79
Other Non-Interest Expense	-642.62	-1,742	-3,644	-390.28	-4,281	121.54
Total Non-Interest Expense	3,125	1,431	-328.77	2,183	-3,508	358.65
EBT Excluding Unusual Items	7,918	7,401	1,172	3,585	5,888	487.61
Other Unusual Items	-	-	-1,075	-	-	-
Pretax Income	7,918	7,401	97.83	3,585	5,888	487.61
Income Tax Expense	2,572	2,074	484.49	1,032	696.25	160.81
Net Income	5,345	5,326	-386.66	2,554	5,192	326.8
Net Income to Common	5,345	5,326	-386.66	2,554	5,192	326.8
Net Income Growth	-51.79%	-	-	-50.81%	1488.61%	317.33%
Basic Shares Outstanding	121	121	121	121	121	121
Diluted Shares Outstanding	121	121	121	121	121	121
EPS (Basic)	44.08	43.92	-3.19	21.06	42.81	2.69
EPS (Diluted)	44.08	43.92	-3.19	21.06	42.81	2.69
EPS Growth	-52.34%	-	-	-50.81%	1488.61%	317.33%
Effective Tax Rate	32.49%	28.03%	495.22%	28.78%	11.82%	32.98%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.