Dubai Insurance Company (P.S.C.) (DFM:DIN)

DFM:DIN Statistics

Total Valuation

DFM:DIN has a market cap or net worth of AED 1.55 billion. The enterprise value is 388.90 million.

Market Cap	1.55B
Enterprise Value	388.90M

Important Dates

The last earnings date was Friday, February 20, 2026.

Earnings Date	Feb 20, 2026
Ex-Dividend Date	Mar 25, 2026

Share Statistics

DFM:DIN has 100.00 million shares outstanding.

Current Share Class	100.00M
Shares Outstanding	100.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	23.35%
Owned by Institutions (%)	n/a
Float	43.30M

Valuation Ratios

The trailing PE ratio is 8.13.

PE Ratio	8.13
Forward PE	n/a
PS Ratio	1.09
PB Ratio	1.32
P/TBV Ratio	1.32
P/FCF Ratio	3.20
P/OCF Ratio	2.89
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.71, with an EV/FCF ratio of 0.80.

EV / Earnings	2.04
EV / Sales	0.27
EV / EBITDA	1.71
EV / EBIT	1.77
EV / FCF	0.80

Financial Position

The company has a current ratio of 2.53, with a Debt / Equity ratio of 0.04.

Current Ratio	2.53
Quick Ratio	1.10
Debt / Equity	0.04
Debt / EBITDA	0.20
Debt / FCF	0.09
Interest Coverage	19.33

Financial Efficiency

Return on equity (ROE) is 18.07% and return on invested capital (ROIC) is 16.96%.

Return on Equity (ROE)	18.07%
Return on Assets (ROA)	3.53%
Return on Invested Capital (ROIC)	16.96%
Return on Capital Employed (ROCE)	6.93%
Weighted Average Cost of Capital (WACC)	3.64%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DIN has paid 18.67 million in taxes.

Income Tax	18.67M
Effective Tax Rate	8.92%

Stock Price Statistics

The stock price has increased by +21.09% in the last 52 weeks. The beta is -0.21, so DFM:DIN's price volatility has been lower than the market average.

Beta (5Y)	-0.21
52-Week Price Change	+21.09%
50-Day Moving Average	11.04
200-Day Moving Average	n/a
Relative Strength Index (RSI)	60.38
Average Volume (20 Days)	37,034

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DIN had revenue of AED 1.42 billion and earned 190.65 million in profits. Earnings per share was 1.91.

Revenue	1.42B
Gross Profit	256.40M
Operating Income	220.32M
Pretax Income	209.32M
Net Income	190.65M
EBITDA	227.01M
EBIT	220.32M
Earnings Per Share (EPS)	1.91

Balance Sheet

The company has 1.21 billion in cash and 44.58 million in debt, with a net cash position of 1.16 billion or 11.61 per share.

Cash & Cash Equivalents	1.21B
Total Debt	44.58M
Net Cash	1.16B
Net Cash Per Share	11.61
Equity (Book Value)	1.17B
Book Value Per Share	11.72
Working Capital	1.74B

Cash Flow

In the last 12 months, operating cash flow was 535.81 million and capital expenditures -51.54 million, giving a free cash flow of 484.27 million.

Operating Cash Flow	535.81M
Capital Expenditures	-51.54M
Free Cash Flow	484.27M
FCF Per Share	4.84

Margins

Gross margin is 18.02%, with operating and profit margins of 15.48% and 13.40%.

Gross Margin	18.02%
Operating Margin	15.48%
Pretax Margin	14.71%
Profit Margin	13.40%
EBITDA Margin	15.95%
EBIT Margin	15.48%
FCF Margin	34.03%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 6.45%.

Dividend Per Share	1.00
Dividend Yield	6.45%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	4
Payout Ratio	41.96%
Buyback Yield	n/a
Shareholder Yield	6.45%
Earnings Yield	12.30%
FCF Yield	31.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 16, 2010. It was a forward split with a ratio of 10.

Last Split Date	Mar 16, 2010
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	5