DFM:DIN Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,397	1,326	1,187	854.03	385.33	258.37
Total Interest & Dividend Income	97.92	96.61	71.64	50.4	27.73	18.69
Gain (Loss) on Sale of Investments	-	-	-	-0.85	-0	0.14
Other Revenue	-	-	-	-	-	97.95
Total Revenue	1,494	1,423	1,258	903.59	413.06	375.15
Revenue Growth (YoY)	17.87%	13.10%	39.24%	118.75%	10.11%	75.10%
Policy Benefits	1,207	1,167	1,078	730.96	309.81	54.4
Policy Acquisition & Underwriting Costs	-	-	-	-	-	61.83
Selling, General & Administrative	0.4	0.4	0.38	0.64	1	51.28
Other Operating Expenses	35.68	35.68	27.23	18.93	12.22	127.07
Total Operating Expenses	1,243	1,203	1,106	750.54	323.02	294.57
Operating Income	251.09	220.32	152.26	153.05	90.04	80.57
Interest Expense	-11.4	-11.4	-10.35	-11.16	-	-
Other Non Operating Income (Expenses)	-2.89	0.4	0.04	-	-	-
Pretax Income	236.81	209.32	141.95	141.89	90.04	80.57
Income Tax Expense	22.18	18.67	9.65	-	-	-
Net Income	214.63	190.65	132.3	141.89	90.04	80.57
Preferred Dividends & Other Adjustments	-	-	-	4.51	5.21	3.81
Net Income to Common	214.63	190.65	132.3	137.38	84.83	76.76
Net Income Growth	59.22%	44.10%	-6.76%	57.59%	11.75%	46.48%
Shares Outstanding (Basic)	100	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100	100
EPS (Basic)	2.15	1.91	1.32	1.37	0.85	0.77
EPS (Diluted)	2.15	1.91	1.32	1.37	0.85	0.77
EPS Growth	59.77%	44.10%	-3.69%	61.95%	10.51%	51.72%
Free Cash Flow	414.88	484.27	276.02	415.11	294.76	131.42
Free Cash Flow Per Share	4.15	4.84	2.76	4.15	2.95	1.31
Dividend Per Share	1.000	1.000	0.800	0.700	0.500	0.400
Dividend Growth	25.00%	25.00%	14.29%	40.00%	25.00%	14.29%
Operating Margin	16.80%	15.48%	12.10%	16.94%	21.80%	21.48%
Profit Margin	14.36%	13.40%	10.52%	15.20%	20.54%	20.46%
Free Cash Flow Margin	27.76%	34.03%	21.94%	45.94%	71.36%	35.03%
EBITDA	257.82	227.01	158.14	157.06	92.82	82.48
EBITDA Margin	17.25%	15.95%	12.57%	17.38%	22.47%	21.98%
D&A For EBITDA	6.72	6.69	5.88	4.01	2.78	1.9
EBIT	251.09	220.32	152.26	153.05	90.04	80.57
EBIT Margin	16.80%	15.48%	12.10%	16.94%	21.80%	21.48%
Effective Tax Rate	9.36%	8.92%	6.80%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.