Emirates NBD Bank PJSC (DFM:EMIRATESNBD)
United Arab Emirates · Delayed Price · Currency is AED 31.96
+0.46 (1.46%)
Aug 7, 2026, 1:25 PM GST
Emirates NBD Bank PJSC Financials Overview
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 50,107 | 47,905 | 44,144 | 39,676 | 27,323 | 17,923 |
Revenue Growth | 13.91% | 8.52% | 11.26% | 45.21% | 52.45% | 17.34% |
Net Income Net Income Growth | 23,781 | 23,442 | 22,462 | 20,969 | 12,492 | 8,705 |
Earnings Per Share EPS Growth | 3.77 | 3.71 | 3.56 | 3.32 | 1.98 | 1.38 |
EPS Growth | 12.20% | 4.36% | 7.12% | 67.86% | 43.49% | 37.99% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Global Markets and Treasury Global Markets and Treasury Growth | 2,499 | 2,278 | 2,688 | 3,689 | 1,940 | -53.08 |
Corporate and Institutional Banking Corporate and Institutional Banking Growth | 12,876 | 11,877 | 10,830 | 7,954 | 4,500 | 3,628 |
Others Others Growth | 5,166 | 4,845 | 4,636 | 4,279 | 1,003 | 528.15 |
Retail Banking and Wealth Management Retail Banking and Wealth Management Growth | 17,439 | 17,553 | 15,327 | 12,345 | 11,027 | 7,479 |
Deniz Bank Deniz Bank Growth | 12,016 | 11,298 | 10,547 | 11,313 | 8,853 | 4,326 |
Total Total Growth | 50,113 | 47,851 | 44,028 | 39,580 | 27,323 | 17,923 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 140,606 | 93,644 | 101,806 | 77,011 | 77,546 | 60,622 |
Total Debt Total Debt Growth | 209,803 | 127,210 | 105,542 | 98,174 | 82,408 | 79,923 |
Net Cash (Debt) Net Cash Growth | -69,197 | -33,566 | -3,736 | -21,163 | -4,862 | -19,301 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -10.96 | -5.32 | -0.59 | -3.35 | -0.77 | -3.06 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -119,743 | -138,305 | -24,774 | -62,281 | -9,938 | 43,268 |
Capital Expenditures CapEx Growth | -699 | -699 | -2,903 | -1,447 | -656 | -448.26 |
Free Cash Flow Free Cash Flow Growth | -120,442 | -139,004 | -27,677 | -63,728 | -10,594 | 42,820 |
Free Cash Flow Growth | - | - | - | - | - | 314.90% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 47.46% | 48.93% | 50.88% | 52.85% | 45.72% | 48.57% |
FCF Margin | -240.37% | -290.17% | -62.70% | -160.62% | -38.77% | 238.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.000 | 1.000 | 1.000 | 1.200 | 0.600 | 0.500 |
Dividend Per Share Growth | 0% | 0% | -16.67% | 100.00% | 20.00% | 25.00% |
Dividend Yield | 3.12% | 3.69% | 5.03% | 8.00% | 5.57% | 4.60% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.36 | 7.50 | 6.03 | 5.21 | 6.57 | 9.83 |
Forward PE | 8.02 | 7.64 | 6.47 | 5.86 | 6.39 | 8.58 |
P/FCF Ratio | - | - | - | - | - | 2.00 |
PS Ratio | 3.97 | 3.67 | 3.07 | 2.75 | 3.01 | 4.78 |