Emirates NBD Bank PJSC (DFM:EMIRATESNBD)

Emirates NBD Bank PJSC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	157,598	135,490	109,276	82,115	85,589	65,060
Market Cap Growth	38.18%	23.99%	33.08%	-4.06%	31.55%	-20.77%
Last Close Price	24.95	20.46	15.42	11.07	11.17	8.19
PE Ratio	7.43	6.03	5.21	6.57	9.83	10.31
PS Ratio	3.52	3.07	2.75	3.01	4.78	4.26
PB Ratio	1.18	1.07	0.99	0.88	1.02	0.77
P/FCF Ratio	-	-	-	-	2.00	6.30
P/OCF Ratio	-	-	-	-	1.98	5.88
Debt / Equity Ratio	1.20	0.84	0.89	0.88	0.96	0.92
Debt / FCF Ratio	-	-	-	-	1.87	7.57
Return on Equity (ROE)	17.42%	19.48%	21.17%	14.71%	11.07%	8.38%
Return on Assets (ROA)	2.16%	2.48%	2.68%	1.82%	1.34%	1.01%
Earnings Yield	13.45%	16.96%	19.66%	15.83%	10.86%	10.70%
FCF Yield	-55.90%	-20.43%	-58.32%	-12.90%	50.03%	15.86%
Dividend Yield	4.01%	4.89%	7.78%	5.42%	4.48%	4.88%
Payout Ratio	31.52%	35.19%	20.00%	28.19%	33.52%	45.63%
Buyback Yield / Dilution	0.53%	-	-	-0.01%	-	-12.28%
Total Shareholder Return	4.54%	4.89%	7.78%	5.41%	4.48%	-7.40%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.