Al Salam Bank B.S.C. Balance Sheet

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,108	920.25	711.3	383.32	395.87	301.38
Investment Securities	1,286	1,147	752.04	789.74	748.02	245.14
Total Investments	1,286	1,147	752.04	789.74	748.02	245.14
Gross Loans	4,129	3,730	2,726	2,037	1,406	1,330
Allowance for Loan Losses	-105.05	-68.11	-49.02	-50.58	-40.11	-40.03
Net Loans	4,024	3,662	2,677	1,987	1,366	1,290
Property, Plant & Equipment	-	38.94	30.01	19.36	3.61	1.96
Goodwill	-	151.92	37.25	33.53	25.97	25.97
Other Intangible Assets	233.72	52.83	40.89	18.47	-	-
Investments in Real Estate	99.4	129.3	78.07	62.46	60.9	67.59
Other Receivables	184.99	75.93	37.26	64.92	32.19	24.64
Restricted Cash	11.45	189.81	120.16	97.52	45.12	24.85
Other Current Assets	-	14.85	13.75	11.62	7.04	1.3
Other Long-Term Assets	1,160	680.69	649.88	431.71	-	278.28
Total Assets	8,108	7,063	5,147	3,899	2,685	2,261
Accounts Payable	-	83.13	77.7	36.85	17.42	48.77
Accrued Expenses	-	25.63	14.38	21.44	11.31	-
Non-Interest Bearing Deposits	1,682	1,280	1,066	550.28	482.74	363.97
Total Deposits	1,682	1,280	1,066	550.28	482.74	363.97
Short-Term Borrowings	70.54	171.02	136.51	187.72	126.89	116.88
Current Portion of Long-Term Debt	-	548.09	485.5	293.05	82.76	204.21
Other Current Liabilities	-	5.53	6.37	5.7	9.64	1.14
Long-Term Debt	1,030	202.97	25.35	27.94	17.46	17.46
Long-Term Unearned Revenue	-	-	-	40.25	-	-
Pension & Post-Retirement Benefits	-	3.33	2.97	2.62	2.09	1.52
Other Long-Term Liabilities	4,578	4,150	2,924	2,396	1,638	1,226
Total Liabilities	7,361	6,469	4,738	3,562	2,388	1,980
Common Stock	296.76	274.78	261.69	249.23	241.97	230.45
Additional Paid-In Capital	0.21	0.21	0.21	0.21	0.21	12.21
Retained Earnings	105.9	92.45	70.33	53.45	38.13	16.23
Treasury Stock	-8.25	-28.01	-6.8	-1.33	-12.47	-7.53
Comprehensive Income & Other	270.49	180.08	11.97	1.69	28.41	29.41
Total Common Equity	665.1	519.5	337.4	303.25	296.25	280.77
Minority Interest	82.15	73.88	71.25	34.1	0.51	0.4
Shareholders' Equity	747.25	593.38	408.65	337.36	296.76	281.17
Total Liabilities & Equity	8,108	7,063	5,147	3,899	2,685	2,261
Total Debt	1,100	922.08	647.36	508.71	227.11	338.55
Net Cash (Debt)	8.25	-1.83	63.94	-125.39	170.78	-37.17
Net Cash Per Share	0.00	-0.00	0.02	-0.04	0.06	-0.01
Filing Date Shares Outstanding	3,358	2,799	2,907	2,795	2,788	2,863
Total Common Shares Outstanding	3,358	2,799	2,907	2,795	2,788	2,863
Book Value Per Share	0.20	0.19	0.12	0.11	0.11	0.10
Tangible Book Value	431.39	314.75	259.26	251.25	270.28	254.8
Tangible Book Value Per Share	0.13	0.11	0.09	0.09	0.10	0.09

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.