Al Salam Bank B.S.C. Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	74.87	59.01	42.23	31.59	21.37	9.14
Depreciation & Amortization	12.24	8.06	4.32	2.29	1.28	1.88
Gain (Loss) on Sale of Investments	24.38	24.49	25.63	14.95	4.41	11.76
Total Asset Writedown	1.27	-	-	-	0.11	-
Provision for Credit Losses	15.52	-	-	-	9.16	17.14
Change in Other Net Operating Assets	-281.66	30.23	-162.24	-121.62	301.7	-120.61
Other Operating Activities	9.98	14.3	-5.1	1.48	-0.14	-23.19
Operating Cash Flow	-163.81	117.91	-116.2	-80.64	335.2	-105.84
Capital Expenditures	-4.72	-2.72	-2	-17.07	-2.82	-2.3
Cash Acquisitions	-103.3	-186.48	297.41	71.71	-	-
Investment in Securities	-457.46	-185.06	-162.16	-230.9	-219.31	-36.55
Income (Loss) Equity Investments	-20.4	-18.17	-21.04	-9.33	-2.7	-1.95
Other Investing Activities	15.05	15.05	17.48	-	-	-
Investing Cash Flow	-550.43	-359.21	150.73	-176.26	-222.13	-38.85
Long-Term Debt Issued	-	240.21	189.86	220.77	-	76.08
Long-Term Debt Repaid	-	-	-	-	-121.46	-
Net Debt Issued (Repaid)	426.87	240.21	189.86	220.77	-121.46	76.08
Issuance of Common Stock	139.4	162.46	-	-	-	-
Repurchase of Common Stock	-	-21.21	-5.47	-	-4.94	-0.77
Common Dividends Paid	-20.22	-21.96	-12.36	-9.12	-1.14	-12.99
Net Increase (Decrease) in Deposit Accounts	389.66	94.1	121.56	32.27	118.77	74.51
Other Financing Activities	18.53	-3.44	-	0.56	-	-
Financing Cash Flow	954.24	450.17	293.59	244.48	-8.77	136.83
Net Cash Flow	240	208.87	328.11	-12.42	104.3	-7.86
Free Cash Flow	-168.53	115.19	-118.2	-97.71	332.38	-108.14
Free Cash Flow Margin	-48.70%	35.15%	-57.17%	-116.44%	615.68%	-264.46%
Free Cash Flow Per Share	-0.05	0.04	-0.04	-0.04	0.12	-0.04

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.