Al Salam Bank B.S.C. (DFM:SALAM_BAH)

Al Salam Bank B.S.C. Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 30, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	6,543	5,200	5,047	2,310	2,192	1,582
Market Cap Growth	26.40%	3.03%	118.53%	5.35%	38.57%	-24.50%
Last Close Price	2.27	1.79	1.62	0.74	0.66	0.48
PE Ratio	8.97	9.05	12.27	7.50	10.53	17.75
PS Ratio	1.94	1.63	2.51	2.83	4.17	3.97
PB Ratio	0.90	0.90	1.27	0.70	0.76	0.58
P/FCF Ratio	-	4.64	-	-	0.68	-
P/OCF Ratio	-	4.53	-	-	0.67	-
Debt / Equity Ratio	1.47	1.55	1.58	1.51	0.77	1.20
Debt / FCF Ratio	-	8.01	-	-	0.68	-
Return on Equity (ROE)	13.22%	13.87%	12.92%	10.43%	7.34%	3.03%
Return on Assets (ROA)	1.11%	1.14%	1.06%	1.00%	0.86%	0.42%
Earnings Yield	11.14%	11.05%	8.15%	13.33%	9.49%	5.63%
FCF Yield	-25.09%	21.57%	-22.82%	-41.21%	147.69%	-66.64%
Dividend Yield	2.61%	3.04%	3.73%	5.50%	4.88%	8.00%
Payout Ratio	27.01%	37.21%	29.27%	28.87%	5.33%	142.12%
Buyback Yield / Dilution	-5.51%	-2.65%	0.05%	3.35%	-0.85%	1.10%
Total Shareholder Return	-2.90%	0.39%	3.79%	8.84%	4.02%	9.10%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.