Sukoon Takaful PJSC (DFM:SUKOONTAKAFL)

Sukoon Takaful PJSC Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	91.63	65.83	82.1	128.47	77.44	100.46
Total Interest & Dividend Income	24.81	24.14	3.89	12.6	17.76	1.42
Gain (Loss) on Sale of Investments	-	-	-	-0.2	-	-
Other Revenue	2.03	3.33	3.26	2.52	5.64	10.24
Total Revenue	118.47	93.3	89.24	143.39	100.84	112.12
Revenue Growth (YoY)	46.44%	4.55%	-37.76%	42.20%	-10.06%	-9.09%
Policy Benefits	41.72	31.54	123.87	131.64	55.96	44.93
Policy Acquisition & Underwriting Costs	18.07	13.86	16.86	16.65	12.42	15.93
Selling, General & Administrative	32.99	27.05	25.05	27.7	26.02	21.89
Total Operating Expenses	92.78	72.46	165.77	176	94.4	82.75
Operating Income	25.7	20.85	-76.53	-32.6	6.44	29.37
EBT Excluding Unusual Items	25.7	20.85	-76.53	-32.6	6.44	29.37
Asset Writedown	-	-	-	1.93	-	-
Pretax Income	25.7	20.85	-76.53	-30.68	6.44	29.37
Income Tax Expense	2.87	1.86	-	-	-	-
Net Income	22.83	18.99	-76.53	-30.68	6.44	29.37
Net Income to Common	22.83	18.99	-76.53	-30.68	6.44	29.37
Net Income Growth	-	-	-	-	-78.08%	-
Shares Outstanding (Basic)	154	154	154	154	154	154
Shares Outstanding (Diluted)	154	154	154	154	154	154
EPS (Basic)	0.15	0.12	-0.50	-0.20	0.04	0.19
EPS (Diluted)	0.15	0.12	-0.50	-0.20	0.04	0.19
EPS Growth	-	-	-	-	-78.08%	-
Free Cash Flow	42.76	-7.22	-49.52	-9.47	-4.07	-19.28
Free Cash Flow Per Share	0.28	-0.05	-0.32	-0.06	-0.03	-0.13
Dividend Per Share	-	-	-	-	0.150	0.100
Dividend Growth	-	-	-	-	50.00%	-
Operating Margin	21.69%	22.34%	-85.76%	-22.74%	6.39%	26.20%
Profit Margin	19.27%	20.35%	-85.76%	-21.39%	6.39%	26.20%
Free Cash Flow Margin	36.09%	-7.73%	-55.49%	-6.60%	-4.04%	-17.19%
EBITDA	26.18	21.29	-75.84	-32.17	6.78	29.79
EBITDA Margin	22.10%	22.82%	-84.98%	-22.44%	6.73%	26.57%
D&A For EBITDA	0.48	0.45	0.69	0.43	0.35	0.41
EBIT	25.7	20.85	-76.53	-32.6	6.44	29.37
EBIT Margin	21.69%	22.34%	-85.76%	-22.74%	6.39%	26.20%
Effective Tax Rate	11.17%	8.91%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.