Sukoon Takaful PJSC (DFM:SUKOONTAKAFL)

Sukoon Takaful PJSC Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	130.49	75.3	82.1	128.47	77.44
Total Interest & Dividend Income	21.42	24.14	3.89	12.6	17.76
Gain (Loss) on Sale of Investments	-	-	-	-0.2	-
Other Revenue	2.19	3.33	3.26	2.52	5.64
Total Revenue	154.1	102.77	89.24	143.39	100.84
Revenue Growth (YoY)	49.95%	15.15%	-37.76%	42.20%	-10.06%
Policy Benefits	50.88	41.01	123.87	131.64	55.96
Policy Acquisition & Underwriting Costs	24.8	13.86	16.86	16.65	12.42
Selling, General & Administrative	37.34	27.05	25.05	27.7	26.02
Total Operating Expenses	113.02	81.92	165.77	176	94.4
Operating Income	41.07	20.85	-76.53	-32.6	6.44
EBT Excluding Unusual Items	41.07	20.85	-76.53	-32.6	6.44
Asset Writedown	-	-	-	1.93	-
Pretax Income	41.07	20.85	-76.53	-30.68	6.44
Income Tax Expense	5.76	1.86	-	-	-
Net Income	35.31	18.99	-76.53	-30.68	6.44
Net Income to Common	35.31	18.99	-76.53	-30.68	6.44
Net Income Growth	85.96%	-	-	-	-78.08%
Shares Outstanding (Basic)	154	154	154	154	154
Shares Outstanding (Diluted)	154	154	154	154	154
EPS (Basic)	0.23	0.12	-0.50	-0.20	0.04
EPS (Diluted)	0.23	0.12	-0.50	-0.20	0.04
EPS Growth	85.96%	-	-	-	-78.08%
Free Cash Flow	74.15	-7.21	-49.52	-9.47	-4.07
Free Cash Flow Per Share	0.48	-0.05	-0.32	-0.06	-0.03
Dividend Per Share	-	-	-	-	0.150
Dividend Growth	-	-	-	-	50.00%
Operating Margin	26.65%	20.28%	-85.76%	-22.74%	6.39%
Profit Margin	22.91%	18.48%	-85.76%	-21.39%	6.39%
Free Cash Flow Margin	48.12%	-7.02%	-55.49%	-6.60%	-4.04%
EBITDA	41.56	21.29	-75.84	-32.17	6.78
EBITDA Margin	26.97%	20.72%	-84.98%	-22.44%	6.73%
D&A For EBITDA	0.49	0.45	0.69	0.43	0.35
EBIT	41.07	20.85	-76.53	-32.6	6.44
EBIT Margin	26.65%	20.28%	-85.76%	-22.74%	6.39%
Effective Tax Rate	14.03%	8.91%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.