Al-Arafah Islami Bank PLC. (DSE:ALARABANK)

DSE:ALARABANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	106,460	64,318	47,901	45,347	40,287	40,840
Investment Securities	18,717	20,717	21,656	20,426	33,546	19,160
Total Investments	18,717	20,717	21,656	20,426	33,546	19,160
Gross Loans	491,816	489,568	457,712	415,676	345,231	315,172
Other Adjustments to Gross Loans	-	-12,587	-10,590	-8,888	-8,340	-6,552
Net Loans	491,816	476,981	447,121	406,788	336,891	308,621
Property, Plant & Equipment	5,699	5,129	4,842	4,952	5,298	5,667
Other Intangible Assets	-	451.06	175.83	192	172.04	167.17
Accrued Interest Receivable	-	2,647	2,250	1,721	994.24	1,144
Other Receivables	-	8,569	12,401	10.11	-	-
Restricted Cash	-	24,273	20,189	23,994	18,948	26,865
Other Current Assets	-	17,779	16,328	418.74	398.14	14,984
Other Long-Term Assets	33,639	879.17	444.73	30,901	26,151	849.55
Total Assets	656,331	621,744	573,309	534,756	462,687	418,299
Accrued Expenses	-	307.02	55.44	59.36	29.74	-
Interest Bearing Deposits	473,756	443,197	410,324	385,048	346,127	319,372
Total Deposits	473,756	443,197	410,324	385,048	346,127	319,372
Current Portion of Long-Term Debt	-	63,610	-	-	32,507	24,000
Current Income Taxes Payable	-	18,557	17,184	20,454	17,280	-
Accrued Interest Payable	-	6,613	4,536	3,983	2,934	3,407
Other Current Liabilities	7,009	4,086	6,345	4,482	4,332	3,059
Long-Term Debt	82,455	18,260	77,353	70,133	14,600	11,200
Long-Term Leases	-	690.53	896.6	940.8	1,216	-
Pension & Post-Retirement Benefits	-	-	0	0	0	-
Long-Term Deferred Tax Liabilities	-	37.09	40.24	44.42	93.6	133.2
Other Long-Term Liabilities	66,723	40,690	30,077	23,694	17,668	31,671
Total Liabilities	629,943	596,047	546,811	508,839	436,787	392,843
Common Stock	11,517	11,517	10,968	10,649	10,649	10,649
Retained Earnings	12,102	11,409	12,771	12,490	12,472	12,067
Comprehensive Income & Other	1,085	1,086	1,084	1,085	1,084	1,084
Total Common Equity	24,704	24,012	24,824	24,224	24,206	23,800
Minority Interest	1,684	1,684	1,674	1,693	1,695	1,656
Shareholders' Equity	26,387	25,696	26,498	25,917	25,900	25,456
Total Liabilities & Equity	656,331	621,744	573,309	534,756	462,687	418,299
Total Debt	82,455	82,560	78,249	71,074	48,323	35,200
Net Cash (Debt)	28,955	-11,292	-22,098	-17,748	15,949	19,910
Net Cash Growth	2068.36%	-	-	-	-19.89%	88.46%
Net Cash Per Share	25.14	-9.81	-19.19	-15.41	13.85	17.29
Filing Date Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Total Common Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Book Value Per Share	21.45	20.85	21.55	21.03	21.02	20.67
Tangible Book Value	24,704	23,561	24,648	24,032	24,034	23,633
Tangible Book Value Per Share	21.45	20.46	21.40	20.87	20.87	20.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.