Al-Arafah Islami Bank PLC. (DSE: ALARABANK)

DSE: ALARABANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	67,740	47,901	45,347	40,287	40,840	32,911
Investment Securities	28,544	21,656	20,426	33,546	19,160	16,581
Total Investments	28,544	21,656	20,426	33,546	19,160	16,581
Gross Loans	469,304	457,712	415,676	345,231	315,172	297,836
Other Adjustments to Gross Loans	-	-10,590	-8,888	-8,340	-6,552	-9,350
Net Loans	469,304	447,121	406,788	336,891	308,621	288,486
Property, Plant & Equipment	5,407	4,842	4,952	5,298	5,667	4,304
Other Intangible Assets	-	168.18	192	172.04	167.17	176.5
Accrued Interest Receivable	-	-	1,721	994.24	1,144	1,107
Other Receivables	-	-	10.11	-	-	-
Restricted Cash	-	20,189	23,994	18,948	26,865	23,951
Other Current Assets	-	-	418.74	398.14	14,984	12,621
Other Long-Term Assets	32,690	31,431	30,901	26,151	849.55	912.4
Total Assets	605,698	573,309	534,756	462,687	418,299	381,052
Accrued Expenses	-	55.44	59.36	29.74	-	-
Interest Bearing Deposits	426,212	410,324	385,048	346,127	319,372	289,016
Total Deposits	426,212	410,324	385,048	346,127	319,372	289,016
Current Portion of Long-Term Debt	70,799	61,353	54,123	32,507	24,000	27,546
Current Income Taxes Payable	-	17,184	20,454	17,280	-	2,615
Accrued Interest Payable	-	4,536	3,983	2,934	3,407	4,490
Other Current Liabilities	3,089	6,345	4,482	4,332	3,059	3,585
Long-Term Debt	16,000	16,000	16,010	14,600	11,200	6,800
Long-Term Leases	-	896.6	940.8	1,216	-	-
Pension & Post-Retirement Benefits	-	0	0	0	-	-
Long-Term Deferred Tax Liabilities	143.67	40.24	44.42	93.6	133.2	157.83
Other Long-Term Liabilities	63,384	30,077	23,694	17,668	31,671	22,694
Total Liabilities	579,627	546,811	508,839	436,787	392,843	356,904
Common Stock	11,517	10,968	10,649	10,649	10,649	10,649
Retained Earnings	11,781	12,771	12,490	12,472	12,067	10,911
Comprehensive Income & Other	1,086	1,084	1,085	1,084	1,084	938.62
Total Common Equity	24,384	24,824	24,224	24,206	23,800	22,499
Minority Interest	1,687	1,674	1,693	1,695	1,656	1,649
Shareholders' Equity	26,071	26,498	25,917	25,900	25,456	24,148
Total Liabilities & Equity	605,698	573,309	534,756	462,687	418,299	381,052
Total Debt	86,799	78,249	71,074	48,323	35,200	34,346
Net Cash (Debt)	-12,109	-22,098	-17,748	15,949	19,910	10,564
Net Cash Growth	-	-	-	-19.89%	88.46%	146.88%
Net Cash Per Share	-10.52	-19.19	-15.41	13.85	17.29	9.17
Filing Date Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Total Common Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Book Value Per Share	21.17	21.55	21.03	21.02	20.67	19.54
Tangible Book Value	24,384	24,656	24,032	24,034	23,633	22,323
Tangible Book Value Per Share	21.17	21.41	20.87	20.87	20.52	19.38

Source: S&P Capital IQ. Banks template. Financial Sources.