Al-Arafah Islami Bank PLC. (DSE:ALARABANK)

DSE:ALARABANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	75,095	68,447	56,056	47,901	45,347	40,287
Investment Securities	25,546	27,215	31,028	21,656	20,426	33,546
Total Investments	25,546	27,215	31,028	21,656	20,426	33,546
Gross Loans	518,124	510,176	494,626	457,712	415,676	345,231
Other Adjustments to Gross Loans	-11,932	-12,355	-12,587	-10,590	-8,888	-8,340
Net Loans	506,192	497,822	482,039	447,121	406,788	336,891
Property, Plant & Equipment	5,681	5,349	5,129	4,842	4,952	5,298
Other Intangible Assets	-	582.04	446.84	175.83	192	172.04
Accrued Interest Receivable	-	2,950	2,647	2,250	1,721	994.24
Other Receivables	-	824.04	311.49	12,401	10.11	-
Restricted Cash	23,515	21,467	24,273	20,189	23,994	18,948
Other Current Assets	-	13,874	17,779	16,328	418.74	398.14
Other Long-Term Assets	24,203	6,727	-1,147	444.73	30,901	26,151
Total Assets	660,232	645,257	618,563	573,309	534,756	462,687

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	469.57	307.02	55.44	59.36	29.74
Interest Bearing Deposits	475,781	473,796	443,334	410,324	385,048	346,127
Total Deposits	475,781	473,796	443,334	410,324	385,048	346,127
Current Portion of Long-Term Debt	-	-	-	-	-	32,507
Current Income Taxes Payable	-	12,426	18,557	17,184	20,454	17,280
Accrued Interest Payable	6,686	7,193	6,613	4,536	3,983	2,934
Other Current Liabilities	5,857	4,983	4,086	6,345	4,482	4,332
Long-Term Debt	73,574	70,638	78,472	77,353	70,133	14,600
Long-Term Leases	-	792.77	690.53	896.6	940.8	1,216
Pension & Post-Retirement Benefits	-	-	-	0	0	0
Long-Term Deferred Tax Liabilities	-	-	37.09	40.24	44.42	93.6
Other Long-Term Liabilities	71,530	48,904	40,770	30,077	23,694	17,668
Total Liabilities	633,428	619,202	592,867	546,811	508,839	436,787

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	11,517	11,517	11,517	10,968	10,649	10,649
Retained Earnings	12,512	11,770	11,409	12,771	12,490	12,472
Comprehensive Income & Other	1,084	1,084	1,086	1,084	1,085	1,084
Total Common Equity	25,113	24,371	24,012	24,824	24,224	24,206
Minority Interest	1,691	1,684	1,684	1,674	1,693	1,695
Shareholders' Equity	26,804	26,055	25,696	26,498	25,917	25,900
Total Liabilities & Equity	660,232	645,257	618,563	573,309	534,756	462,687

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	73,574	71,431	79,162	78,249	71,074	48,323
Net Cash (Debt)	6,421	3,616	-16,156	-22,098	-17,748	15,949
Net Cash Growth	-77.82%	-	-	-	-	-19.89%
Net Cash Per Share	5.58	3.14	-14.03	-19.19	-15.41	13.85
Filing Date Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Total Common Shares Outstanding	1,152	1,152	1,152	1,152	1,152	1,152
Book Value Per Share	21.81	21.16	20.85	21.55	21.03	21.02
Tangible Book Value	25,113	23,789	23,566	24,648	24,032	24,034
Tangible Book Value Per Share	21.81	20.66	20.46	21.40	20.87	20.87

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

Data Sources Report a data error