Al-Arafah Islami Bank PLC. (DSE:ALARABANK)

DSE:ALARABANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	104,694	68,447	56,056	47,901	45,347	40,287
Investment Securities	26,619	27,215	31,028	21,656	20,426	33,546
Total Investments	26,619	27,215	31,028	21,656	20,426	33,546
Gross Loans	-	510,176	494,626	457,712	415,676	345,231
Other Adjustments to Gross Loans	-	-12,355	-12,587	-10,590	-8,888	-8,340
Net Loans	-	497,822	482,039	447,121	406,788	336,891
Property, Plant & Equipment	5,637	5,349	5,129	4,842	4,952	5,298
Other Intangible Assets	-	582.04	446.84	175.83	192	172.04
Accrued Interest Receivable	-	2,950	2,647	2,250	1,721	994.24
Other Receivables	-	824.04	311.49	12,401	10.11	-
Restricted Cash	-	21,467	24,273	20,189	23,994	18,948
Other Current Assets	-	13,874	17,779	16,328	418.74	398.14
Other Long-Term Assets	32,593	6,727	-1,147	444.73	30,901	26,151
Total Assets	676,265	645,257	618,563	573,309	534,756	462,687

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	469.57	307.02	55.44	59.36	29.74
Interest Bearing Deposits	499,160	473,796	443,334	410,324	385,048	346,127
Total Deposits	499,160	473,796	443,334	410,324	385,048	346,127
Current Portion of Long-Term Debt	-	-	-	-	-	32,507
Current Income Taxes Payable	-	12,426	18,557	17,184	20,454	17,280
Accrued Interest Payable	-	7,193	6,613	4,536	3,983	2,934
Other Current Liabilities	4,509	4,983	4,086	6,345	4,482	4,332
Long-Term Debt	64,811	70,638	78,472	77,353	70,133	14,600
Long-Term Leases	-	792.77	690.53	896.6	940.8	1,216
Pension & Post-Retirement Benefits	-	-	-	0	0	0
Long-Term Deferred Tax Liabilities	-	-	37.09	40.24	44.42	93.6
Other Long-Term Liabilities	81,057	48,904	40,770	30,077	23,694	17,668
Total Liabilities	649,537	619,202	592,867	546,811	508,839	436,787

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	11,517	11,517	11,517	10,968	10,649	10,649
Retained Earnings	12,426	11,770	11,409	12,771	12,490	12,472
Comprehensive Income & Other	1,084	1,084	1,086	1,084	1,085	1,084
Total Common Equity	25,027	24,371	24,012	24,824	24,224	24,206
Minority Interest	1,701	1,684	1,684	1,674	1,693	1,695
Shareholders' Equity	26,728	26,055	25,696	26,498	25,917	25,900
Total Liabilities & Equity	676,265	645,257	618,563	573,309	534,756	462,687

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	64,811	71,431	79,162	78,249	71,074	48,323
Net Cash (Debt)	45,783	3,616	-16,156	-22,098	-17,748	15,949
Net Cash Growth	39.82%	-	-	-	-	-19.89%
Net Cash Per Share	39.48	3.14	-14.03	-19.19	-15.41	13.85
Filing Date Shares Outstanding	1,010	1,152	1,152	1,152	1,152	1,152
Total Common Shares Outstanding	1,010	1,152	1,152	1,152	1,152	1,152
Book Value Per Share	24.77	21.16	20.85	21.55	21.03	21.02
Tangible Book Value	25,027	23,789	23,566	24,648	24,032	24,034
Tangible Book Value Per Share	24.77	20.66	20.46	21.40	20.87	20.87

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

Data Sources Report a data error