Al-Arafah Islami Bank PLC. (DSE:ALARABANK)

DSE:ALARABANK Statistics

Total Valuation

DSE:ALARABANK has a market cap or net worth of BDT 19.58 billion.

Market Cap	19.58B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	n/a

Share Statistics

DSE:ALARABANK has 1.15 billion shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	1.15B
Shares Outstanding	1.15B
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	38.60%
Owned by Institutions (%)	0.03%
Float	707.08M

Valuation Ratios

The trailing PE ratio is 33.86.

PE Ratio	33.86
Forward PE	n/a
PS Ratio	1.36
PB Ratio	0.74
P/TBV Ratio	0.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-8.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.22%.

Return on Equity (ROE)	2.22%
Return on Assets (ROA)	0.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.73M
Profits Per Employee	149,553
Employee Count	3,866
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:ALARABANK has paid 1.69 billion in taxes.

Income Tax	1.69B
Effective Tax Rate	74.45%

Stock Price Statistics

The stock price has decreased by -29.17% in the last 52 weeks. The beta is 0.20, so DSE:ALARABANK's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	-29.17%
50-Day Moving Average	17.32
200-Day Moving Average	19.46
Relative Strength Index (RSI)	44.76
Average Volume (20 Days)	82,195

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:ALARABANK had revenue of BDT 14.42 billion and earned 578.17 million in profits. Earnings per share was 0.50.

Revenue	14.42B
Gross Profit	14.42B
Operating Income	2.27B
Pretax Income	2.27B
Net Income	578.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.50

Balance Sheet

The company has 111.41 billion in cash and 82.45 billion in debt, giving a net cash position of 28.96 billion or 25.14 per share.

Cash & Cash Equivalents	111.41B
Total Debt	82.45B
Net Cash	28.96B
Net Cash Per Share	25.14
Equity (Book Value)	26.39B
Book Value Per Share	21.45
Working Capital	-369.36B

Cash Flow

In the last 12 months, operating cash flow was -7.94 billion and capital expenditures -1.36 billion, giving a free cash flow of -9.31 billion.

Operating Cash Flow	-7.94B
Capital Expenditures	-1.36B
Free Cash Flow	-9.31B
FCF Per Share	-8.08

Margins

Gross Margin	n/a
Operating Margin	15.77%
Pretax Margin	15.77%
Profit Margin	4.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

DSE:ALARABANK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.02%
Shareholder Yield	n/a
Earnings Yield	2.95%
FCF Yield	-47.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 10, 2024. It was a forward split with a ratio of 1.05.

Last Split Date	Jun 10, 2024
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2