DSE:ASIAPACINS Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	499.76	539.36	339.66	404.9	338.46	302.24
Total Interest & Dividend Income	87.7	86.74	53.81	55.51	49.78	41.69
Gain (Loss) on Sale of Investments	-19.96	-19.96	0.48	1.8	1.47	14.92
Other Revenue	80.16	70.82	45.03	52.96	50.77	35.74
Total Revenue	647.66	676.97	438.99	515.18	440.48	394.6
Revenue Growth (YoY)	48.88%	54.21%	-14.79%	16.96%	11.63%	19.08%
Policy Benefits	97.88	130.71	75.68	174.43	85.97	70.24
Policy Acquisition & Underwriting Costs	112.93	112.93	64.84	86	80.02	23.81
Depreciation & Amortization	11.28	11.28	7.38	7.87	4.53	8.59
Selling, General & Administrative	265.58	274.83	167.75	121.92	117.38	118.01
Other Operating Expenses	3.92	3.92	2.3	2.65	1.92	0.26
Total Operating Expenses	496.62	538.7	322.51	395.37	291.91	222.99
Operating Income	151.04	138.27	116.47	119.81	148.57	171.6
Other Non Operating Income (Expenses)	-1.4	-1.4	-1.97	-1.91	-1.67	-1.3
EBT Excluding Unusual Items	149.63	136.86	114.5	117.89	146.91	170.31
Gain (Loss) on Sale of Assets	-	-	-	-	0.03	-
Pretax Income	149.63	136.86	114.5	117.89	146.94	170.31
Income Tax Expense	37.9	30.74	34.25	30.32	46.78	71.61
Net Income	111.73	106.12	80.24	87.57	100.16	98.69
Net Income to Common	111.73	106.12	80.24	87.57	100.16	98.69
Net Income Growth	53.46%	32.25%	-8.37%	-12.57%	1.49%	18.58%
Shares Outstanding (Basic)	42	42	42	42	42	42
Shares Outstanding (Diluted)	42	42	42	42	42	42
Shares Change (YoY)	-	-	-	-	-	-
EPS (Basic)	2.64	2.51	1.89	2.07	2.37	2.33
EPS (Diluted)	2.64	2.51	1.89	2.07	2.37	2.33
EPS Growth	53.46%	32.25%	-8.37%	-12.57%	1.49%	18.58%
Free Cash Flow	88.37	112.32	113.51	104.48	106.58	165.48
Free Cash Flow Per Share	2.09	2.65	2.68	2.47	2.52	3.91
Dividend Per Share	1.400	1.400	1.000	1.200	1.500	1.800
Dividend Growth	40.00%	40.00%	-16.67%	-20.00%	-16.67%	80.00%
Operating Margin	23.32%	20.42%	26.53%	23.26%	33.73%	43.49%
Profit Margin	17.25%	15.68%	18.28%	17.00%	22.74%	25.01%
Free Cash Flow Margin	13.64%	16.59%	25.86%	20.28%	24.20%	41.94%
EBITDA	164.38	149.54	123.86	127.67	153.1	180.2
EBITDA Margin	25.38%	22.09%	28.21%	24.78%	34.76%	45.67%
D&A For EBITDA	13.34	11.28	7.38	7.87	4.53	8.59
EBIT	151.04	138.27	116.47	119.81	148.57	171.6
EBIT Margin	23.32%	20.42%	26.53%	23.26%	33.73%	43.49%
Effective Tax Rate	25.33%	22.46%	29.92%	25.72%	31.83%	42.05%