Bay Leasing & Investment Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	559.28	125.46	136.55	133.74	193.05	217.97
Long-Term Investments	955.37	1,012	1,219	1,435	2,119	2,304
Loans & Lease Receivables	10,090	10,123	10,614	10,824	12,150	11,324
Other Receivables	-	11.1	21.92	52.27	105.59	66.39
Property, Plant & Equipment	1,374	1,386	1,403	1,426	1,412	1,424
Other Intangible Assets	-	11.49	11.65	11.8	9.01	8.61
Other Current Assets	-	720.09	944.44	1,246	1,039	1,389
Other Long-Term Assets	200.01	39.87	69.05	107.52	163.84	177.3
Total Assets	13,179	13,429	14,419	15,237	17,191	16,912
Interest Bearing Deposits	4,916	5,042	5,088	5,629	6,311	6,603
Total Deposits	4,916	5,042	5,088	5,629	6,311	6,603
Accrued Expenses	-	242.65	237.13	162.09	232.2	240.6
Current Portion of Long-Term Debt	-	-	-	-	-	972.39
Long-Term Debt	4,422	4,515	5,124	5,269	6,502	5,199
Long-Term Leases	-	8.04	0.43	0.75	4.13	5.85
Current Income Taxes Payable	-	103	88	107	107	266.99
Other Current Liabilities	-	3.68	3.73	22.35	33.7	43.73
Long-Term Deferred Tax Liabilities	-	4.75	3.94	3.51	5.52	9
Pension & Post-Retirement Benefits	-	32.03	27.86	29.9	29.76	26.48
Other Long-Term Liabilities	7,864	7,027	2,999	2,333	1,455	753.52
Total Liabilities	17,202	16,979	13,572	13,556	14,680	14,121
Common Stock	1,409	1,409	1,409	1,409	1,409	1,409
Additional Paid-In Capital	121.12	121.12	121.12	121.12	121.12	121.12
Retained Earnings	-5,853	-5,381	-989.39	-161.41	661.83	935.34
Comprehensive Income & Other	300.55	300.55	306.41	312.43	318.61	324.94
Total Common Equity	-4,023	-3,550	847.03	1,681	2,510	2,790
Minority Interest	0.01	0.01	0.01	0.01	0.01	0.01
Shareholders' Equity	-4,023	-3,550	847.04	1,681	2,510	2,790
Total Liabilities & Equity	13,179	13,429	14,419	15,237	17,191	16,912
Total Debt	4,422	4,523	5,125	5,270	6,506	6,178
Net Cash (Debt)	-3,863	-4,398	-4,988	-5,136	-6,313	-5,960
Net Cash Per Share	-27.36	-31.21	-35.40	-36.45	-44.81	-42.30
Filing Date Shares Outstanding	140.89	140.89	140.89	140.89	140.89	140.89
Total Common Shares Outstanding	140.89	140.89	140.89	140.89	140.89	140.89
Working Capital	5,734	5,588	6,299	6,336	6,803	4,870
Book Value Per Share	-28.55	-25.20	6.01	11.93	17.82	19.80
Tangible Book Value	-4,023	-3,562	835.37	1,669	2,501	2,782
Tangible Book Value Per Share	-28.55	-25.28	5.93	11.85	17.75	19.74

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.