Bangladesh Finance PLC. (DSE:BDFINANCE)

Bangladesh · Delayed Price · Currency is BDT

12.30

-0.10 (-0.81%)

At close: Sep 10, 2026

Bangladesh Finance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	-2,027	-1,885	-724.71	317.46	845.51	1,078
Revenue Growth	-	-	-	-62.45%	-21.57%	63.48%
Operating Income	-2,385	-2,239	-1,040	24.47	498.22	808.79
Net Income	243.49	223.67	-7,833	-1,054	236.02	255.84
Earnings Per Share	1.31	1.19	-41.61	-5.60	1.25	1.36
EPS Growth	-	-	-	-	-7.75%	-14.98%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Corporate	-684
Retail	-226
SME	-249
Capital Market	-14
Others	130
Total	-1,043

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,473	1,443	1,738	1,802	1,693	1,561
Total Debt	4,138	4,153	4,730	5,199	3,186	2,866
Net Cash (Debt)	-2,664	-2,710	-2,991	-3,397	-1,493	-1,305
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-14.37	-14.40	-15.89	-18.05	-7.93	-6.93

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-121.02	-193.56	-114.9	254.12	421.65	1,169
Capital Expenditures	-34.12	-64.76	-12.41	-18.05	-86.81	-33.96
Free Cash Flow	-155.14	-258.32	-127.31	236.07	334.84	1,135
Free Cash Flow Growth	-	-	-	-29.50%	-70.50%	137.27%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-	-	-	7.71%	58.93%	75.02%
Pretax Margin	-2.63%	-8.22%	1191.17%	-329.62%	37.06%	48.55%
Profit Margin	-	-	-	-331.95%	27.91%	23.73%
FCF Margin	-	-	-	74.36%	39.60%	105.30%

Dividends

Fiscal Year	FY 2022	FY 2021
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	0.566
Dividend Per Share Growth	76.68%	5.99%
Dividend Yield	2.32%	1.15%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.36	11.28	-	-	35.17	37.76
P/FCF Ratio	-	-	-	35.16	24.79	8.51
PS Ratio	-1.14	-1.34	-3.06	26.15	9.82	8.96