Bangladesh Finance PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-7,547	-7,833	-1,054	236.02	255.84	300.91
Depreciation & Amortization	46.31	48.85	52.93	46.64	26.08	28.56
Other Amortization	0.86	0.86	0.86	0.86	3.4	4.55
Loss (Gain) From Sale of Investments	7,587	7,587	1,067	181.46	224.55	13.7
Provision for Credit Losses	5.27	5.27	5.82	4.88	57.3	-
Change in Trading Asset Securities	463.6	-103.8	-259.28	-148.71	-191.23	10.57
Change in Income Taxes	-39.51	-39.51	-161.32	-106.84	-184.8	-217.95
Change in Other Net Operating Assets	1,021	517.95	639.63	120.43	413.08	419.94
Other Operating Activities	-1,585	-298.56	-37.78	86.92	564.98	75.2
Operating Cash Flow	-47.28	-114.9	254.12	421.65	1,169	635.47
Operating Cash Flow Growth	-	-	-39.73%	-63.94%	83.99%	247.38%
Capital Expenditures	-83.26	-12.41	-18.05	-86.81	-33.96	-157.01
Sale of Property, Plant & Equipment	66.31	53.25	1.59	0.78	3.24	-
Other Investing Activities	0	0	-	-	-	-
Investing Cash Flow	-16.95	40.84	-16.46	-86.03	-30.72	-157.01
Long-Term Debt Issued	-	38.69	7.5	-	-	-
Long-Term Debt Repaid	-	-28.44	-29.49	-28.8	-244.65	-292.6
Net Debt Issued (Repaid)	55.12	10.25	-21.99	-28.8	-244.65	-292.6
Common Dividends Paid	-	-	-106.55	-175.12	-336.68	-
Other Financing Activities	-	-	-	-	-0	-
Financing Cash Flow	55.12	10.25	-128.54	-203.92	-581.33	-292.6
Net Cash Flow	-9.11	-63.81	109.12	131.7	557.15	185.86
Free Cash Flow	-130.54	-127.31	236.07	334.84	1,135	478.46
Free Cash Flow Growth	-	-	-29.50%	-70.50%	137.27%	282.60%
Free Cash Flow Margin	-	-	74.36%	39.60%	105.30%	72.55%
Free Cash Flow Per Share	-0.70	-0.68	1.25	1.78	6.03	2.54
Cash Interest Paid	1,224	1,257	1,118	1,042	1,010	1,287
Cash Income Tax Paid	35.18	39.51	189.33	105.72	188.39	217.17

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.