City Bank PLC. (DSE:CITYBANK)

City Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	52,925	45,244	34,065	25,833	21,053	23,265
Interest Paid on Deposits	48,494	30,564	17,989	13,226	8,726	14,808
Net Interest Income	4,431	14,680	16,076	12,607	12,327	8,457
Net Interest Income Growth (YoY)	-72.88%	-8.69%	27.52%	2.28%	45.76%	-22.49%
Gain (Loss) on Sale of Assets	-	-	7.95	0.01	-	2.46
Gain (Loss) on Sale of Investments	-802.04	-1,478	-132.43	-47.28	-33.33	25.63
Other Non-Interest Income	43,695	25,888	12,465	13,051	10,681	9,262
Total Non-Interest Income	42,893	24,410	12,341	13,004	10,647	9,290
Non-Interest Income Growth (YoY)	117.65%	97.80%	-5.10%	22.14%	14.61%	15.54%
Revenues Before Loan Losses	47,324	39,090	28,417	25,612	22,974	17,747
Provision for Loan Losses	7,537	4,685	2,565	2,942	1,758	376.44
Revenue	39,787	34,405	25,852	22,670	21,216	17,371
Revenue Growth (YoY)	32.68%	33.08%	14.04%	6.85%	22.14%	6.23%
Salaries and Employee Benefits	11,499	9,200	8,075	7,233	6,331	5,474
Occupancy Expenses	4,229	3,768	3,186	2,822	2,526	2,452
Selling, General & Administrative	1,334	1,140	1,036	963.78	651.17	385.78
Other Non-Interest Expense	3,573	3,069	2,469	2,273	2,164	2,073
Total Non-Interest Expense	20,634	17,177	14,767	13,292	11,672	10,384
EBT Excluding Unusual Items	19,153	17,229	11,086	9,378	9,544	6,986
Pretax Income	19,153	17,229	11,086	9,378	9,544	6,986
Income Tax Expense	6,296	7,085	4,701	4,597	4,050	2,622
Earnings From Continuing Operations	12,858	10,143	6,385	4,781	5,494	4,364
Minority Interest in Earnings	0.01	0.01	-0	-0.01	-0.03	-0.01
Net Income	12,858	10,143	6,385	4,781	5,494	4,364
Net Income to Common	12,858	10,143	6,385	4,781	5,494	4,364
Net Income Growth	81.04%	58.87%	33.53%	-12.97%	25.89%	65.61%
Basic Shares Outstanding	1,515	1,515	1,515	1,515	1,515	1,515
Diluted Shares Outstanding	1,515	1,515	1,515	1,515	1,515	1,515
Shares Change (YoY)	-0.27%	-	-	-	-	-
EPS (Basic)	8.49	6.69	4.21	3.15	3.63	2.88
EPS (Diluted)	8.49	6.69	4.21	3.15	3.63	2.88
EPS Growth	81.53%	58.87%	33.53%	-12.97%	25.89%	65.61%
Dividend Per Share	1.111	1.111	1.212	0.792	0.880	1.174
Dividend Growth	-8.33%	-8.33%	53.00%	-10.01%	-25.00%	16.67%
Effective Tax Rate	32.87%	41.12%	42.41%	49.02%	42.43%	37.53%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.