City Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	54,836	45,244	34,065	25,833	21,053
Interest Paid on Deposits	51,927	30,303	17,989	13,226	8,726
Net Interest Income	2,909	14,941	16,076	12,607	12,327
Net Interest Income Growth (YoY)	-80.53%	-7.06%	27.52%	2.28%	45.76%
Gain (Loss) on Sale of Assets	-38.42	-198.39	7.95	0.01	-
Gain (Loss) on Sale of Investments	231.1	-1,478	-132.43	-47.28	-33.33
Other Non-Interest Income	45,973	25,888	12,465	13,051	10,681
Total Non-Interest Income	46,165	24,212	12,341	13,004	10,647
Non-Interest Income Growth (YoY)	90.67%	96.19%	-5.10%	22.14%	14.61%
Revenues Before Loan Losses	49,074	39,153	28,417	25,612	22,974
Provision for Loan Losses	7,666	4,685	2,565	2,942	1,758
Revenue	41,408	34,468	25,852	22,670	21,216
Revenue Growth (YoY)	20.14%	33.33%	14.04%	6.85%	22.14%
Salaries and Employee Benefits	12,372	9,200	8,075	7,233	6,331
Occupancy Expenses	3,088	2,748	3,186	2,822	2,526
Selling, General & Administrative	2,620	2,160	1,036	963.78	651.17
Other Non-Interest Expense	4,210	3,132	2,469	2,273	2,164
Total Non-Interest Expense	22,290	17,240	14,767	13,292	11,672
EBT Excluding Unusual Items	19,118	17,229	11,086	9,378	9,544
Pretax Income	19,118	17,229	11,086	9,378	9,544
Income Tax Expense	5,876	7,085	4,701	4,597	4,050
Earnings From Continuing Operations	13,242	10,143	6,385	4,781	5,494
Minority Interest in Earnings	-0	0.01	-0	-0.01	-0.03
Net Income	13,242	10,143	6,385	4,781	5,494
Net Income to Common	13,242	10,143	6,385	4,781	5,494
Net Income Growth	30.55%	58.87%	33.53%	-12.97%	25.89%
Basic Shares Outstanding	1,749	1,749	1,743	1,743	1,743
Diluted Shares Outstanding	1,749	1,749	1,743	1,743	1,743
Shares Change (YoY)	-	0.38%	-	-	-
EPS (Basic)	7.57	5.80	3.66	2.74	3.15
EPS (Diluted)	7.57	5.80	3.66	2.74	3.15
EPS Growth	30.55%	58.27%	33.53%	-12.97%	25.89%
Dividend Per Share	1.500	0.966	1.054	0.689	0.765
Dividend Growth	55.25%	-8.33%	53.00%	-9.99%	-25.00%
Effective Tax Rate	30.73%	41.12%	42.41%	49.02%	42.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.