City Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	12,858	10,143	6,385	4,781	5,494	4,364
Depreciation & Amortization	2,303	1,971	1,847	1,285	1,247	1,231
Other Amortization	89.82	89.82	88.42	73.58	53.06	44.01
Change in Other Net Operating Assets	-80,203	-50,518	-46,823	-68,917	-19,092	-20,955
Other Operating Activities	4,066	7,272	4,405	-377.05	2,558	-2,337
Operating Cash Flow	-60,886	-31,042	-34,098	-63,154	-9,740	-17,653
Capital Expenditures	-2,156	-1,198	-1,358	-1,416	-1,098	-637.38
Investment in Securities	-16,078	-7,486	-12,277	-13,875	-7,498	-9,288
Other Investing Activities	-0	-	-	-	-	-
Investing Cash Flow	-18,235	-8,684	-13,635	-15,291	-8,597	-9,926
Long-Term Debt Issued	-	-	-	4,535	1,600	2,400
Long-Term Debt Repaid	-	-1,715	-2,590	-	-1,510	-
Net Debt Issued (Repaid)	-840	-1,715	-2,590	4,535	90	2,400
Issuance of Common Stock	31.09	-	-	-	-	-
Common Dividends Paid	-2,100	-2,254	-1,612	-1,643	-1,796	-1,539
Net Increase (Decrease) in Deposit Accounts	150,835	120,548	38,010	77,142	23,908	22,637
Other Financing Activities	-	-	-	-	-300.19	-
Financing Cash Flow	147,927	116,579	33,808	80,034	21,902	23,498
Foreign Exchange Rate Adjustments	1,298	1,640	897.15	3,353	1,461	1,020
Net Cash Flow	70,104	78,493	-13,028	4,941	5,027	-3,061
Free Cash Flow	-63,042	-32,240	-35,456	-64,570	-10,838	-18,291
Free Cash Flow Margin	-158.45%	-93.70%	-137.15%	-284.83%	-51.09%	-105.30%
Free Cash Flow Per Share	-41.60	-21.27	-23.40	-42.61	-7.15	-12.07
Cash Interest Paid	44,943	24,821	16,735	12,818	9,476	15,090
Cash Income Tax Paid	7,546	5,210	4,131	4,106	2,186	2,953

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.