Chartered Life Insurance Company Limited (DSE: CLICL)

CLICL Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Sep 30, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Net Income	111.83	111.24	136.54	115.56	55.26	28.2
Depreciation & Amortization	41.41	28.65	12.95	6.56	4.61	3.51
Other Amortization	0.66	0.66	-	-	-	-
Other Operating Activities	-41.33	-17.9	-91.52	-46.18	-21.28	-9.1
Operating Cash Flow	112.57	122.65	57.98	75.94	38.59	22.61
Operating Cash Flow Growth	19.82%	111.55%	-23.65%	96.78%	70.68%	61.55%
Capital Expenditures	-25.88	-63.05	-62.67	-25.63	-7.93	-6.54
Sale of Property, Plant & Equipment	2.67	0.13	1.92	2.4	-	-
Investment in Securities	-228.16	-173.61	-33.22	-90.78	-51.51	0
Other Investing Activities	35.98	25	52.03	28.68	2.54	10.56
Investing Cash Flow	-217.83	-215.54	-43.57	-87.19	-56.91	4.02
Long-Term Debt Issued	-	-	-	-	3.53	-
Total Debt Issued	-	-	-	-	3.53	-
Total Debt Repaid	-9.77	-9.77	-	-23.82	-	-14.74
Net Debt Issued (Repaid)	-9.77	-9.77	-	-23.82	3.53	-14.74
Issuance of Common Stock	150	150	-	45	-	-
Other Financing Activities	-2.5	-2.5	-	-	3.92	0.77
Financing Cash Flow	137.74	137.74	-	21.18	7.45	-13.96
Net Cash Flow	32.47	44.85	14.41	9.92	-10.87	12.67
Free Cash Flow	86.69	59.59	-4.69	50.31	30.66	16.07
Free Cash Flow Growth	213.25%	-	-	64.10%	90.78%	33.96%
Free Cash Flow Margin	9.60%	7.79%	-0.85%	15.03%	16.45%	12.55%
Free Cash Flow Per Share	2.31	1.59	-0.21	2.24	1.70	0.89
Cash Interest Paid	2.5	2.5	-	-	-	-
Cash Income Tax Paid	7	5.74	7.81	7.79	0.19	-
Levered Free Cash Flow	168	66.14	20.39	33.09	41.85	-1.01
Unlevered Free Cash Flow	172.08	67.7	20.39	33.09	41.85	-1.01
Change in Net Working Capital	-62.61	-4.36	24.71	22.54	-9.34	16.5

Source: S&P Capital IQ. Insurance template. Financial Sources.