Chartered Life Insurance PLC (DSE:CLICL)

Chartered Life Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	126.63	89.27	154.37	111.24	136.54	115.56
Depreciation & Amortization	28.61	30.71	37.1	29.31	12.95	6.56
Other Amortization	0.66	0.55	-	-	-	-
Other Operating Activities	-144.3	-39.49	-93.95	-22.08	-91.52	-46.18
Operating Cash Flow	11.6	81.03	97.53	118.47	57.98	75.94
Operating Cash Flow Growth	-92.82%	-16.91%	-17.68%	104.33%	-23.66%	96.78%
Capital Expenditures	-0.87	-0.94	-10.28	-63.05	-62.67	-25.63
Sale of Property, Plant & Equipment	0.16	10.86	3.54	0.15	1.92	2.4
Investment in Securities	-52.68	-165.82	-129.84	-174.22	-33.22	-90.78
Other Investing Activities	18.68	61.9	38.67	11.98	52.03	28.68
Investing Cash Flow	-34.71	-94	-97.92	-225.14	-43.57	-87.19
Long-Term Debt Issued	-	-	23.02	25.27	-	-
Total Debt Issued	18.42	-	23.02	25.27	-	-
Total Debt Repaid	-17.84	-28.93	-28.85	-23.75	-	-23.82
Net Debt Issued (Repaid)	0.58	-28.93	-5.83	1.52	-	-23.82
Issuance of Common Stock	-	-	-	150	-	45
Common Dividends Paid	-	-9.38	-7.5	-	-	-
Other Financing Activities	-	30.9	-	-	-	-
Financing Cash Flow	0.58	-7.41	-13.33	151.52	-	21.18
Miscellaneous Cash Flow Adjustments	-0	-0	-	-	-	-
Net Cash Flow	-22.53	-20.37	-13.72	44.85	14.41	9.92
Free Cash Flow	10.72	80.1	87.24	55.41	-4.69	50.31
Free Cash Flow Growth	-93.03%	-8.19%	57.44%	-	-	64.10%
Free Cash Flow Margin	1.12%	8.88%	8.86%	7.25%	-0.85%	15.03%
Free Cash Flow Per Share	0.29	2.14	2.33	1.48	-0.21	2.24
Cash Income Tax Paid	-	1.05	16.06	11.21	7.81	7.79
Levered Free Cash Flow	139.97	153.29	118.31	65.9	20.39	33.09
Unlevered Free Cash Flow	141.13	154.47	121.52	67.46	20.39	33.09
Change in Net Working Capital	-26.74	-62.45	19.47	-4.24	24.71	22.54

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.