Chartered Life Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	123.71	138.47	89.27	154.37	111.24	136.54
Depreciation & Amortization	18.87	21.08	31.25	37.1	29.31	12.95
Other Amortization	0.52	0.44	-	-	-	-
Other Operating Activities	-112.04	-96.85	-39.49	-93.95	-22.08	-91.52
Operating Cash Flow	31.06	63.14	81.03	97.53	118.47	57.98
Operating Cash Flow Growth	-61.91%	-22.08%	-16.91%	-17.68%	104.33%	-23.66%
Capital Expenditures	-1.81	-2.55	-0.94	-10.28	-63.05	-62.67
Sale of Property, Plant & Equipment	19.81	15.65	10.86	3.54	0.15	1.92
Investment in Securities	-135.46	-152.37	-165.82	-129.84	-174.22	-33.22
Other Investing Activities	97.05	65.6	61.9	38.67	11.98	52.03
Investing Cash Flow	-20.41	-73.67	-94	-97.92	-225.14	-43.57
Long-Term Debt Issued	-	5.79	-	23.02	25.27	-
Total Debt Repaid	15.51	-	-28.93	-28.85	-23.75	-
Net Debt Issued (Repaid)	5.34	5.79	-28.93	-5.83	1.52	-
Issuance of Common Stock	-	-	-	-	150	-
Common Dividends Paid	-	-	-9.38	-7.5	-	-
Other Financing Activities	-3.94	-3.94	30.9	-	-	-
Financing Cash Flow	1.4	1.85	-7.41	-13.33	151.52	-
Miscellaneous Cash Flow Adjustments	0	-	-0	-	-	-
Net Cash Flow	12.05	-8.69	-20.37	-13.72	44.85	14.41
Free Cash Flow	29.26	60.59	80.1	87.24	55.41	-4.69
Free Cash Flow Growth	-63.41%	-24.35%	-8.19%	57.44%	-	-
Free Cash Flow Margin	3.19%	6.16%	8.88%	8.86%	7.25%	-0.85%
Free Cash Flow Per Share	0.78	1.62	2.14	2.33	1.48	-0.21
Levered Free Cash Flow	109.9	111.81	153.04	118.62	65.9	20.39
Unlevered Free Cash Flow	111.2	113.37	154.22	121.83	67.46	20.39
Cash Income Tax Paid	9.77	9.77	11.41	16.06	11.21	7.81