Chartered Life Insurance PLC (DSE:CLICL)

Chartered Life Insurance Statistics

Total Valuation

DSE:CLICL has a market cap or net worth of BDT 2.09 billion. The enterprise value is 2.10 billion.

Market Cap	2.09B
Enterprise Value	2.10B

Important Dates

The next estimated earnings date is Monday, June 29, 2026.

Earnings Date	Jun 29, 2026
Ex-Dividend Date	n/a

Share Statistics

DSE:CLICL has 37.50 million shares outstanding.

Current Share Class	37.50M
Shares Outstanding	37.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	60.00%
Owned by Institutions (%)	n/a
Float	15.00M

Valuation Ratios

The trailing PE ratio is 17.36.

PE Ratio	17.36
Forward PE	n/a
PS Ratio	2.15
PB Ratio	5.56
P/TBV Ratio	5.91
P/FCF Ratio	20.02
P/OCF Ratio	19.48
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.63, with an EV/FCF ratio of 20.16.

EV / Earnings	17.48
EV / Sales	2.17
EV / EBITDA	13.63
EV / EBIT	16.15
EV / FCF	20.16

Financial Position

The company has a current ratio of 1.03, with a Debt / Equity ratio of 0.12.

Current Ratio	1.03
Quick Ratio	0.49
Debt / Equity	0.12
Debt / EBITDA	0.30
Debt / FCF	0.45
Interest Coverage	64.57

Financial Efficiency

Return on equity (ROE) is 32.04% and return on invested capital (ROIC) is 19.43%.

Return on Equity (ROE)	32.04%
Return on Assets (ROA)	6.88%
Return on Invested Capital (ROIC)	19.43%
Return on Capital Employed (ROCE)	11.38%
Revenue Per Employee	5.95M
Profits Per Employee	737,033
Employee Count	163
Asset Turnover	0.82
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CLICL has paid 10.08 million in taxes.

Income Tax	10.08M
Effective Tax Rate	7.74%

Stock Price Statistics

The stock price has increased by +50.68% in the last 52 weeks. The beta is 8.87, so DSE:CLICL's price volatility has been higher than the market average.

Beta (5Y)	8.87
52-Week Price Change	+50.68%
50-Day Moving Average	49.46
200-Day Moving Average	50.09
Relative Strength Index (RSI)	67.87
Average Volume (20 Days)	258,421

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CLICL had revenue of BDT 969.36 million and earned 120.14 million in profits. Earnings per share was 3.20.

Revenue	969.36M
Gross Profit	462.02M
Operating Income	130.00M
Pretax Income	130.21M
Net Income	120.14M
EBITDA	141.24M
EBIT	130.00M
Earnings Per Share (EPS)	3.20

Balance Sheet

The company has 31.61 million in cash and 46.77 million in debt, giving a net cash position of -15.16 million or -0.40 per share.

Cash & Cash Equivalents	31.61M
Total Debt	46.77M
Net Cash	-15.16M
Net Cash Per Share	-0.40
Equity (Book Value)	375.00M
Book Value Per Share	10.00
Working Capital	3.27M

Cash Flow

In the last 12 months, operating cash flow was 107.04 million and capital expenditures -2.88 million, giving a free cash flow of 104.17 million.

Operating Cash Flow	107.04M
Capital Expenditures	-2.88M
Free Cash Flow	104.17M
FCF Per Share	2.78

Margins

Gross margin is 47.66%, with operating and profit margins of 13.41% and 12.39%.

Gross Margin	47.66%
Operating Margin	13.41%
Pretax Margin	13.43%
Profit Margin	12.39%
EBITDA Margin	14.57%
EBIT Margin	13.41%
FCF Margin	10.75%

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 0.45%.

Dividend Per Share	0.25
Dividend Yield	0.45%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	0.45%
Earnings Yield	5.76%
FCF Yield	5.00%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3