Chartered Life Insurance Statistics

Total Valuation

DSE:CLICL has a market cap or net worth of BDT 1.88 billion. The enterprise value is 1.84 billion.

Market Cap	1.88B
Enterprise Value	1.84B

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Aug 27, 2024

Share Statistics

DSE:CLICL has 37.50 million shares outstanding.

Current Share Class	37.50M
Shares Outstanding	37.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	61.95%
Owned by Institutions (%)	n/a
Float	14.23M

Valuation Ratios

The trailing PE ratio is 14.58.

PE Ratio	14.58
Forward PE	n/a
PS Ratio	1.95
PB Ratio	5.00
P/TBV Ratio	5.36
P/FCF Ratio	21.15
P/OCF Ratio	20.83
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.24, with an EV/FCF ratio of 20.79.

EV / Earnings	14.33
EV / Sales	1.91
EV / EBITDA	10.24
EV / EBIT	12.47
EV / FCF	20.79

Financial Position

The company has a current ratio of 2.74, with a Debt / Equity ratio of 0.11.

Current Ratio	2.74
Quick Ratio	2.18
Debt / Equity	0.11
Debt / EBITDA	0.22
Debt / FCF	0.45
Interest Coverage	44.04

Financial Efficiency

Return on equity (ROE) is 34.29% and return on invested capital (ROIC) is 21.52%.

Return on Equity (ROE)	34.29%
Return on Assets (ROA)	8.67%
Return on Invested Capital (ROIC)	21.52%
Return on Capital Employed (ROCE)	14.16%
Revenue Per Employee	5.32M
Profits Per Employee	710,427
Employee Count	181
Asset Turnover	0.90
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CLICL has paid 14.36 million in taxes.

Income Tax	14.36M
Effective Tax Rate	10.05%

Stock Price Statistics

The stock price has increased by +1.01% in the last 52 weeks. The beta is 9.51, so DSE:CLICL's price volatility has been higher than the market average.

Beta (5Y)	9.51
52-Week Price Change	+1.01%
50-Day Moving Average	49.41
200-Day Moving Average	41.82
Relative Strength Index (RSI)	46.57
Average Volume (20 Days)	211,378

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CLICL had revenue of BDT 963.04 million and earned 128.59 million in profits. Earnings per share was 3.43.

Revenue	963.04M
Gross Profit	475.93M
Operating Income	147.70M
Pretax Income	142.95M
Net Income	128.59M
EBITDA	160.54M
EBIT	147.70M
Earnings Per Share (EPS)	3.43

Full Income Statement

Balance Sheet

The company has 72.12 million in cash and 39.52 million in debt, giving a net cash position of 32.60 million or 0.87 per share.

Cash & Cash Equivalents	72.12M
Total Debt	39.52M
Net Cash	32.60M
Net Cash Per Share	0.87
Equity (Book Value)	375.00M
Book Value Per Share	10.00
Working Capital	119.86M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 89.99 million and capital expenditures -1.36 million, giving a free cash flow of 88.64 million.

Operating Cash Flow	89.99M
Capital Expenditures	-1.36M
Free Cash Flow	88.64M
FCF Per Share	2.36

Full Cash Flow Statement

Margins

Gross margin is 49.42%, with operating and profit margins of 15.34% and 13.35%.

Gross Margin	49.42%
Operating Margin	15.34%
Pretax Margin	14.84%
Profit Margin	13.35%
EBITDA Margin	16.67%
EBIT Margin	15.34%
FCF Margin	9.20%

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 0.50%.

Dividend Per Share	0.25
Dividend Yield	0.50%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	7.29%
Buyback Yield	n/a
Shareholder Yield	0.50%
Earnings Yield	6.86%
FCF Yield	4.73%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4