DBH Finance PLC. (DSE:DBH)
 36.60
 -0.30 (-0.81%)
  At close: Nov 3, 2025
DBH Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
 Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year  | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 | 
|---|---|---|---|---|---|---|---|
Period Ending  | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 | 
Interest and Dividend Income     | 9,084 | 8,148 | 6,114 | 4,976 | 5,179 | 5,933 | Upgrade   | 
Total Interest Expense     | 6,651 | 5,796 | 4,130 | 3,045 | 2,890 | 3,960 | Upgrade   | 
Net Interest Income     | 2,432 | 2,352 | 1,984 | 1,931 | 2,289 | 1,973 | Upgrade   | 
Commissions and Fees     | 185.26 | 176.74 | 163.85 | 182.89 | 177.52 | 155.86 | Upgrade   | 
Other Revenue     | 21.77 | 16.35 | 17.22 | 17.95 | 15.75 | 9.29 | Upgrade   | 
Revenue Before Loan Losses     | 2,639 | 2,545 | 2,165 | 2,132 | 2,482 | 2,138 | Upgrade   | 
Provision for Loan Losses     | 166.62 | 29.31 | -36.5 | -164.28 | 226.29 | 151.61 | Upgrade   | 
| 2,473 | 2,516 | 2,201 | 2,296 | 2,256 | 1,986 | Upgrade   | |
Revenue Growth (YoY)     | 2.07% | 14.29% | -4.13% | 1.79% | 13.57% | -6.34% | Upgrade   | 
Salaries & Employee Benefits     | 544.89 | 484.51 | 399.82 | 377.44 | 364.35 | 354.08 | Upgrade   | 
Cost of Services Provided     | 90.98 | 84.97 | 89.1 | 96.38 | 88 | 67.4 | Upgrade   | 
Other Operating Expenses     | 76.51 | 70 | 71.24 | 64.85 | 46.11 | 31.67 | Upgrade   | 
Total Operating Expenses     | 803.51 | 722.45 | 634.79 | 609.52 | 564.59 | 514.09 | Upgrade   | 
Operating Income     | 1,669 | 1,793 | 1,567 | 1,687 | 1,691 | 1,472 | Upgrade   | 
EBT Excluding Unusual Items     | 1,669 | 1,793 | 1,567 | 1,687 | 1,691 | 1,472 | Upgrade   | 
Gain (Loss) on Sale of Investments     | 47.26 | -83.59 | -5.82 | -105.95 | 33.8 | 24.9 | Upgrade   | 
Pretax Income     | 1,718 | 1,711 | 1,561 | 1,580 | 1,721 | 1,498 | Upgrade   | 
Income Tax Expense     | 706.42 | 702.4 | 576.74 | 563.53 | 677.16 | 607.23 | Upgrade   | 
Net Income     | 1,011 | 1,009 | 984.45 | 1,017 | 1,044 | 890.93 | Upgrade   | 
Net Income to Common     | 1,011 | 1,009 | 984.45 | 1,017 | 1,044 | 890.93 | Upgrade   | 
Net Income Growth     | 1.40% | 2.45% | -3.17% | -2.60% | 17.17% | -16.99% | Upgrade   | 
Shares Outstanding (Basic)     | 203 | 203 | 203 | 203 | 203 | 203 | Upgrade   | 
Shares Outstanding (Diluted)     | 203 | 203 | 203 | 203 | 203 | 203 | Upgrade   | 
EPS (Basic)     | 4.98 | 4.97 | 4.85 | 5.01 | 5.15 | 4.39 | Upgrade   | 
EPS (Diluted)     | 4.98 | 4.97 | 4.85 | 5.01 | 5.15 | 4.39 | Upgrade   | 
EPS Growth     | 1.40% | 2.45% | -3.17% | -2.60% | 17.17% | -16.99% | Upgrade   | 
Free Cash Flow     | 4,847 | -146.71 | 8,548 | -3,858 | -18.07 | 2,757 | Upgrade   | 
Free Cash Flow Per Share     | 23.89 | -0.72 | 42.13 | -19.02 | -0.09 | 13.59 | Upgrade   | 
Dividend Per Share     | 1.471 | 1.471 | 1.471 | 1.442 | 1.311 | 1.140 | Upgrade   | 
Dividend Growth     | - | - | 2.00% | 10.00% | 15.00% | -13.75% | Upgrade   | 
Operating Margin     | 67.51% | 71.28% | 71.16% | 73.45% | 74.97% | 74.12% | Upgrade   | 
Profit Margin     | 40.89% | 40.09% | 44.72% | 44.28% | 46.28% | 44.85% | Upgrade   | 
Free Cash Flow Margin     | 196.01% | -5.83% | 388.30% | -168.04% | -0.80% | 138.82% | Upgrade   | 
Effective Tax Rate     | 41.13% | 41.05% | 36.94% | 35.66% | 39.35% | 40.53% | Upgrade   | 
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.