DBH Finance PLC. (DSE:DBH)
42.10
-0.50 (-1.17%)
At close: Jul 6, 2026
DBH Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 8,787 | 8,924 | 8,148 | 6,114 | 4,976 | 5,179 |
Total Interest Expense | 6,403 | 6,610 | 5,796 | 4,130 | 3,045 | 2,890 |
Net Interest Income | 2,384 | 2,314 | 2,352 | 1,984 | 1,931 | 2,289 |
Commissions and Fees | 158.69 | 175.86 | 176.74 | 163.85 | 182.89 | 177.52 |
Other Revenue | 8.77 | 11.23 | 6.07 | 20.25 | 17.95 | 15.75 |
Revenue Before Loan Losses | 2,552 | 2,501 | 2,535 | 2,168 | 2,132 | 2,482 |
Provision for Loan Losses | 137.72 | 150.25 | 29.31 | -36.5 | -164.28 | 226.29 |
| 2,414 | 2,351 | 2,506 | 2,204 | 2,296 | 2,256 | |
Revenue Growth (YoY) | -1.12% | -6.18% | 13.66% | -4.00% | 1.79% | 13.57% |
Salaries & Employee Benefits | 524.41 | 497.11 | 469.05 | 399.82 | 377.44 | 364.35 |
Cost of Services Provided | 89.29 | 89.27 | 84.97 | 89.1 | 96.38 | 88 |
Other Operating Expenses | 73.28 | 82.02 | 75.19 | 74.28 | 64.85 | 46.11 |
Total Operating Expenses | 780.75 | 761.54 | 712.17 | 637.83 | 609.52 | 564.59 |
Operating Income | 1,633 | 1,589 | 1,793 | 1,567 | 1,687 | 1,691 |
EBT Excluding Unusual Items | 1,633 | 1,589 | 1,793 | 1,567 | 1,687 | 1,691 |
Gain (Loss) on Sale of Investments | 16.29 | -6.36 | -83.59 | -5.82 | -105.95 | 33.8 |
Pretax Income | 1,650 | 1,583 | 1,711 | 1,561 | 1,580 | 1,721 |
Income Tax Expense | 658 | 631.48 | 702.4 | 576.74 | 563.53 | 677.16 |
Net Income | 991.63 | 951.57 | 1,009 | 984.45 | 1,017 | 1,044 |
Net Income to Common | 991.63 | 951.57 | 1,009 | 984.45 | 1,017 | 1,044 |
Net Income Growth | -0.06% | -5.65% | 2.45% | -3.17% | -2.60% | 17.17% |
Shares Outstanding (Basic) | 203 | 203 | 203 | 203 | 203 | 203 |
Shares Outstanding (Diluted) | 203 | 203 | 203 | 203 | 203 | 203 |
EPS (Basic) | 4.89 | 4.69 | 4.97 | 4.85 | 5.01 | 5.15 |
EPS (Diluted) | 4.89 | 4.69 | 4.97 | 4.85 | 5.01 | 5.15 |
EPS Growth | -0.06% | -5.65% | 2.45% | -3.17% | -2.60% | 17.17% |
Free Cash Flow | 7.59 | 1,428 | -146.71 | 8,548 | -3,858 | -18.07 |
Free Cash Flow Per Share | 0.04 | 7.04 | -0.72 | 42.13 | -19.02 | -0.09 |
Dividend Per Share | 1.500 | 1.500 | 1.471 | 1.471 | 1.442 | 1.311 |
Dividend Growth | 2.00% | 2.00% | - | 2.00% | 10.00% | 15.00% |
Operating Margin | 67.66% | 67.60% | 71.58% | 71.07% | 73.45% | 74.97% |
Profit Margin | 41.08% | 40.48% | 40.25% | 44.66% | 44.28% | 46.28% |
Free Cash Flow Margin | 0.31% | 60.75% | -5.85% | 387.76% | -168.04% | -0.80% |
Effective Tax Rate | 39.89% | 39.89% | 41.05% | 36.94% | 35.66% | 39.35% |