Delta Life Insurance Company Limited (DSE:DELTALIFE)

Bangladesh · Delayed Price · Currency is BDT

68.40

+0.60 (0.88%)

At close: Nov 4, 2026

DSE:DELTALIFE Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	14,661	13,697	12,671	11,945	11,435	10,688
Revenue Growth	8.52%	8.10%	6.08%	4.45%	7.00%	7.49%
Operating Income	5,450	5,376	3,524	3,702	3,783	1,667
Net Income	5,234	5,159	3,287	3,622	3,628	1,450
Earnings Per Share	42.30	41.69	26.56	29.27	29.32	11.72
EPS Growth	14.48%	56.93%	-9.25%	-0.15%	150.24%	19.61%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,481	3,396	2,482	7,008	9,803	9,102
Total Debt	29.77	27.92	29.25	-	0.02	-
Net Cash (Debt)	2,452	3,368	2,452	7,008	9,803	9,102
Net Cash Growth	-9.33%	37.34%	-65.01%	-28.51%	7.71%	-12.00%
Net Cash Per Share	19.81	27.22	19.82	56.63	79.22	73.55

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,549	-2,424	-1,736	-2,587	-2,479	-4,350
Capital Expenditures	-99.26	-44.88	-32.39	-19.63	-6.87	-13.91
Free Cash Flow	-1,648	-2,469	-1,768	-2,607	-2,486	-4,364
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	37.18%	39.25%	27.81%	30.99%	33.08%	15.60%
Pretax Margin	36.89%	38.94%	27.50%	30.71%	32.84%	15.29%
Profit Margin	35.70%	37.66%	25.94%	30.33%	31.72%	13.56%
FCF Margin	-11.24%	-18.02%	-13.95%	-21.83%	-21.74%	-40.83%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.500	3.500	3.000	3.000	3.000	3.000
Dividend Per Share Growth	16.67%	16.67%	0%	0%	0%	0%
Dividend Yield	5.12%	5.15%	3.76%	2.20%	2.20%	1.53%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	1.62	1.63	3.00	4.66	4.66	16.77
PS Ratio	0.57	0.61	0.78	1.41	1.48	2.28