Dhaka Bank PLC. (DSE:DHAKABANK)

Dhaka Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	28,968	27,730	21,089	16,156	14,858	17,631
Interest Paid on Deposits	24,419	20,594	14,426	12,787	10,398	13,954
Net Interest Income	4,549	7,136	6,663	3,369	4,460	3,677
Net Interest Income Growth (YoY)	-42.75%	7.10%	97.80%	-24.48%	21.30%	-18.38%
Gain (Loss) on Sale of Assets	0.68	0.68	0.62	-	-	4.11
Gain (Loss) on Sale of Investments	2,101	2,246	1,000	675.13	562.98	951.96
Other Non-Interest Income	11,138	8,815	6,906	9,575	6,829	5,778
Total Non-Interest Income	13,239	11,062	7,907	10,250	7,392	6,734
Non-Interest Income Growth (YoY)	33.75%	39.91%	-22.86%	38.66%	9.78%	4.32%
Revenues Before Loan Losses	17,788	18,198	14,570	13,619	11,853	10,411
Provision for Loan Losses	7,032	6,987	3,827	3,194	2,123	2,181
Revenue	10,756	11,211	10,743	10,425	9,730	8,230
Revenue Growth (YoY)	-12.69%	4.36%	3.05%	7.14%	18.23%	3.93%
Salaries and Employee Benefits	4,449	4,040	3,315	3,266	2,526	2,594
Occupancy Expenses	1,606	1,519	1,515	1,382	1,211	1,291
Selling, General & Administrative	877.56	868.66	638.62	514.18	427.78	293.67
Other Non-Interest Expense	1,364	1,332	1,212	1,329	1,332	952.16
Total Non-Interest Expense	8,297	7,760	6,680	6,492	5,497	5,131
EBT Excluding Unusual Items	2,460	3,450	4,063	3,933	4,233	3,099
Asset Writedown	-20.64	-20.64	-	-	-	-
Pretax Income	2,439	3,430	4,063	3,933	4,233	3,099
Income Tax Expense	1,521	2,148	2,391	2,260	2,096	1,111
Earnings From Continuing Operations	918.07	1,281	1,672	1,673	2,136	1,988
Minority Interest in Earnings	-0.01	-0	0.01	-0	-0.01	0
Net Income	918.06	1,281	1,672	1,673	2,136	1,988
Preferred Dividends & Other Adjustments	30.4	30.4	-59.83	-	-	-
Net Income to Common	887.67	1,251	1,732	1,673	2,136	1,988
Net Income Growth	-40.60%	-23.36%	-0.07%	-21.70%	7.46%	22.45%
Basic Shares Outstanding	1,057	1,057	1,057	1,057	1,057	1,057
Diluted Shares Outstanding	1,057	1,057	1,057	1,057	1,057	1,057
EPS (Basic)	0.84	1.18	1.64	1.58	2.02	1.88
EPS (Diluted)	0.84	1.18	1.64	1.58	2.02	1.88
EPS Growth	-42.56%	-27.76%	3.51%	-21.70%	7.46%	22.45%
Dividend Per Share	-	0.476	0.952	0.539	1.078	0.509
Dividend Growth	-	-50.00%	76.67%	-50.00%	111.99%	26.02%
Effective Tax Rate	62.36%	62.64%	58.85%	57.46%	49.53%	35.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.