Dhaka Bank PLC. (DSE:DHAKABANK)

Dhaka Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	31,185	27,730	21,089	16,156	14,858
Interest Paid on Deposits	25,152	20,594	14,426	12,787	10,398
Net Interest Income	6,033	7,136	6,663	3,369	4,460
Net Interest Income Growth (YoY)	-15.46%	7.10%	97.80%	-24.48%	21.30%
Gain (Loss) on Sale of Assets	3.94	0.68	0.62	-	-
Gain (Loss) on Sale of Investments	2,109	2,246	1,000	675.13	562.98
Other Non-Interest Income	11,762	8,815	6,906	9,575	6,829
Total Non-Interest Income	13,875	11,062	7,907	10,250	7,392
Non-Interest Income Growth (YoY)	25.43%	39.91%	-22.86%	38.66%	9.78%
Revenues Before Loan Losses	19,908	18,198	14,570	13,619	11,853
Provision for Loan Losses	5,562	6,987	3,827	3,194	2,123
Revenue	14,346	11,211	10,743	10,425	9,730
Revenue Growth (YoY)	27.97%	4.36%	3.05%	7.14%	18.23%
Salaries and Employee Benefits	4,351	4,040	3,315	3,266	2,526
Occupancy Expenses	1,396	1,351	1,515	1,382	1,211
Selling, General & Administrative	1,233	1,037	638.62	514.18	427.78
Other Non-Interest Expense	1,108	1,332	1,212	1,329	1,332
Total Non-Interest Expense	8,088	7,760	6,680	6,492	5,497
EBT Excluding Unusual Items	6,259	3,450	4,063	3,933	4,233
Asset Writedown	-	-20.64	-	-	-
Pretax Income	6,259	3,430	4,063	3,933	4,233
Income Tax Expense	3,460	2,148	2,391	2,260	2,096
Earnings From Continuing Operations	2,798	1,281	1,672	1,673	2,136
Minority Interest in Earnings	-0.01	-0	0.01	-0	-0.01
Net Income	2,798	1,281	1,672	1,673	2,136
Preferred Dividends & Other Adjustments	-	-	-59.83	-	-
Net Income to Common	2,798	1,281	1,732	1,673	2,136
Net Income Growth	118.39%	-23.36%	-0.07%	-21.70%	7.46%
Basic Shares Outstanding	1,057	1,057	1,057	1,057	1,057
Diluted Shares Outstanding	1,057	1,057	1,057	1,057	1,057
EPS (Basic)	2.65	1.21	1.64	1.58	2.02
EPS (Diluted)	2.65	1.21	1.64	1.58	2.02
EPS Growth	118.39%	-26.01%	3.51%	-21.70%	7.46%
Dividend Per Share	1.000	0.500	0.952	0.539	1.078
Dividend Growth	100.00%	-47.50%	76.67%	-50.00%	111.99%
Effective Tax Rate	55.29%	62.64%	58.85%	57.46%	49.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.