Dhaka Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-43.72	-27.6	-15.35	17.73	44.28	25.92
Depreciation & Amortization	18.43	18.43	18.89	18.8	17.57	14.65
Change in Accounts Receivable	54.07	54.07	-77.96	-69.07	-25.08	5.77
Change in Insurance Reserves / Liabilities	6.33	6.33	0.76	-29.58	-0.73	-5.85
Change in Other Net Operating Assets	-68.56	-68.56	3.85	81.93	2.98	20.29
Other Operating Activities	27.49	51.23	76.96	44.79	21.82	5.87
Operating Cash Flow	-5.96	33.9	7.15	64.6	60.84	66.66
Operating Cash Flow Growth	-	373.96%	-88.93%	6.18%	-8.72%	3.98%
Capital Expenditures	-2.13	-0.32	-0.66	-9.63	-7.67	-9.94
Sale of Property, Plant & Equipment	-	-	0.46	0.04	2.24	1.53
Investment in Securities	10.15	-6.73	34.83	-6.61	-50.76	-140.21
Other Investing Activities	82.91	68.44	45.83	60.47	72.56	66.82
Investing Cash Flow	90.93	61.38	80.46	44.27	16.36	-81.8
Total Debt Repaid	-6.24	-6.61	-5.33	-3.97	-2.66	-1.57
Net Debt Issued (Repaid)	-6.24	-6.61	-5.33	-3.97	-2.66	-1.57
Common Dividends Paid	-35.5	-64.76	-79.92	-101.23	-79.5	-59.67
Financing Cash Flow	-41.74	-71.36	-85.26	-105.2	-82.16	-61.24
Net Cash Flow	43.23	23.92	2.36	3.67	-4.96	-76.39
Free Cash Flow	-8.08	33.58	6.49	54.96	53.17	56.71
Free Cash Flow Growth	-	417.56%	-88.20%	3.38%	-6.25%	-
Free Cash Flow Margin	-2.78%	10.77%	1.60%	12.66%	13.36%	15.47%
Free Cash Flow Per Share	-0.20	0.84	0.16	1.37	1.32	1.41
Cash Income Tax Paid	39.99	52.01	53.05	48.07	45.19	64.91
Levered Free Cash Flow	279.18	56.24	-37.64	12.51	27.86	61.1
Unlevered Free Cash Flow	279.53	56.59	-37.26	12.82	28.08	61.36
Change in Working Capital	-8.16	-8.16	-73.35	-16.71	-22.83	20.22