Dutch-Bangla Bank PLC. (DSE:DUTCHBANGL)

Dutch-Bangla Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	43,234	42,139	30,956	24,641	22,220	22,195
Interest Paid on Deposits	19,648	12,883	8,693	7,743	6,696	8,065
Net Interest Income	23,586	29,256	22,262	16,897	15,524	14,130
Net Interest Income Growth (YoY)	-15.49%	31.42%	31.75%	8.85%	9.87%	-20.55%
Gain (Loss) on Sale of Assets	-7.97	-	-	1.17	38.83	18.27
Gain (Loss) on Sale of Investments	4,165	817.54	598.52	846.48	2,192	902.71
Other Non-Interest Income	25,617	16,917	13,021	14,203	10,448	11,564
Total Non-Interest Income	29,775	17,734	13,619	15,051	12,679	12,485
Non-Interest Income Growth (YoY)	96.04%	30.21%	-9.51%	18.70%	1.56%	36.27%
Revenues Before Loan Losses	53,361	46,991	35,882	31,948	28,203	26,614
Provision for Loan Losses	24,414	17,604	3,952	2,759	3,209	735.89
Revenue	28,947	29,387	31,929	29,189	24,994	25,878
Revenue Growth (YoY)	-14.02%	-7.96%	9.39%	16.79%	-3.42%	11.67%
Salaries and Employee Benefits	8,907	8,577	7,131	6,606	5,672	5,220
Occupancy Expenses	3,741	3,504	3,201	2,912	2,634	2,133
Selling, General & Administrative	5,697	4,921	3,631	3,556	3,283	3,673
Other Non-Interest Expense	8,228	8,960	6,950	7,012	5,272	5,192
Total Non-Interest Expense	26,573	25,962	20,913	20,086	16,861	16,218
EBT Excluding Unusual Items	2,374	3,425	11,016	9,103	8,133	9,661
Other Unusual Items	1,944	1,944	433.92	-236.66	-	-
Pretax Income	4,319	5,369	11,450	8,867	8,133	9,661
Income Tax Expense	-600.27	634.71	3,433	3,205	2,572	4,162
Net Income	4,919	4,735	8,017	5,662	5,561	5,499
Net Income to Common	4,919	4,735	8,017	5,662	5,561	5,499
Net Income Growth	-21.34%	-40.94%	41.61%	1.81%	1.13%	26.66%
Basic Shares Outstanding	967	967	967	967	967	967
Diluted Shares Outstanding	967	967	967	967	967	967
EPS (Basic)	5.09	4.90	8.29	5.86	5.75	5.69
EPS (Diluted)	5.09	4.90	8.29	5.86	5.75	5.69
EPS Growth	-21.34%	-40.94%	41.61%	1.81%	1.13%	26.66%
Dividend Per Share	0.909	0.909	1.354	1.260	1.145	0.853
Dividend Growth	-32.86%	-32.86%	7.50%	10.00%	34.17%	-
Effective Tax Rate	-	11.82%	29.98%	36.15%	31.62%	43.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.