Dutch-Bangla Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	4,919	4,735	8,017	5,662	5,561	5,499
Depreciation & Amortization	2,477	2,293	2,145	2,001	1,731	1,411
Other Amortization	72.7	72.72	62.14	49.82	47.77	48.19
Gain (Loss) on Sale of Assets	-6.81	-14.78	-2.63	-1.17	-38.83	-18.27
Provision for Credit Losses	3.46	1.65	2.99	44.19	133.93	138.67
Change in Trading Asset Securities	-87,525	-27,264	18,419	20,171	10,156	-47,299
Change in Other Net Operating Assets	-4,407	-670.17	-52,429	-46,894	-46,794	-806.61
Other Operating Activities	20,294	8,694	-818.32	3,646	3,907	-2,222
Operating Cash Flow	-64,172	-12,152	-24,603	-15,322	-25,295	-43,250
Capital Expenditures	-2,556	-4,940	-3,598	-3,892	-1,720	-3,979
Sale of Property, Plant and Equipment	31.74	37.86	3.54	236.49	56.06	36.52
Investment in Securities	-9,795	-11,838	-5,951	-5,164	-14,248	-10,185
Other Investing Activities	0	0	-	-	-	-
Investing Cash Flow	-12,319	-16,740	-9,546	-8,820	-15,912	-14,128
Long-Term Debt Issued	-	-	5,000	-	-	5,000
Long-Term Debt Repaid	-	-3,000	-3,000	-2,000	-2,000	-1,531
Net Debt Issued (Repaid)	10,000	-3,000	2,000	-2,000	-2,000	3,469
Common Dividends Paid	-910.7	-1,277	-1,217	-1,106	-835.89	-748.77
Net Increase (Decrease) in Deposit Accounts	76,784	48,980	34,339	36,539	38,974	60,420
Financing Cash Flow	85,873	44,704	35,122	33,433	36,138	63,141
Net Cash Flow	9,382	15,811	973.54	9,291	-5,069	5,763
Free Cash Flow	-66,728	-17,092	-28,201	-19,214	-27,015	-47,229
Free Cash Flow Margin	-230.52%	-58.16%	-88.32%	-65.83%	-108.09%	-182.50%
Free Cash Flow Per Share	-69.03	-17.68	-29.17	-19.88	-27.95	-48.86
Cash Interest Paid	17,970	12,680	8,432	7,505	6,575	7,998
Cash Income Tax Paid	5,565	4,697	4,944	3,993	3,835	4,164

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.